48 Oliver Dr, Jackson, KY 41339 Property Records

Breathitt County property record for 48 Oliver Dr, Jackson, KY 41339

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 2012
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$974 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`085-00-00-012.08`

Property Details

APN / Parcel Number

Primary APN	`085-00-00-012.08`
Alternative APNs	`132133` `8069`

Interior

Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Mobile Home
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Driveway	Gravel Driveway

Location & Zoning

Account Number	8069
Street Address	48 OLIVER DR
City	JACKSON
State	KY
Zip	41339-9492
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.5 AC 1 MHDW
Jurisdiction	BREATHITT KY
Township / Civil Division	OAKDALE
Census Block Group	1
Census Block	1008
Census Tract	920200

Owner

Source: Breathitt County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 770, JACKSON, KY 41339-0770
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2018	Deed of Trust, Mortgage · ARM CITIZENS BANK & TRUST CO OF JACKSON
Feb 14, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 8, 2016
Transfer Doc	000256/213
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	48 OLIVER DR, JACKSON, KY 41339-9492
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M159/337
Date	Feb 14, 2018
Book Page	M159/337
Instrument	117215

Lender

Name	CITIZENS BANK & TRUST CO OF JACKSON
Type	Bank
Address	JACKSON, KY 41339

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2023
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	5-Year CMT
Max Rate	6.5%

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREATHITT KY
Recording Date	Feb 14, 2018
Property Address	48 OLIVER DR, JACKSON, KY 41339-9492
Document Number	000256/213
Book / Page	256 / 213
Instrument Date	Feb 8, 2016
Instrument	117213
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 OLIVER DR, JACKSON, KY 41339-9492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 OLIVER DR, JACKSON, KY 41339-9492

Tax Assessment & Valuation

Source: Breathitt County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Breathitt County
Unified School District	Breathitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$974.00 (+4.39%)	$68,000 (-) Land $68,000	$68,000 (-) Land $68,000
2023	$933.00	$68,000	$68,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1991–2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims Severe Winter Ice And Snow Storms, Heavy Rain, Flooding, Tornadoes, And Mud And, Feb 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 81% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON MUNICIPAL WATER WORKS serves 4,704 people · EPA ID KY0130208
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Oct 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Fiber	1,000 / 1,000

May also be available: T-Mobile.

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