48 Oceanside Dr, Saco, ME 04072 Property Records

York County and Saco City property record for 48 Oceanside Dr, Saco, ME 04072 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 4,178 sqft · built 2013
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$700,000 (Jan 2013)
Tax Bill	$16,658 (2025)
Deeds & Mortgages	Oct 2022 Refinance Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N1070R`

Property Details

APN / Parcel Number

Primary APN	`N1070R`
Alternative APNs	`SACO M:011 L:085 U:000-000` `M:011 L:085 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	4,178 sqft Living Area
Gross Area	5,083 sqft
1st Floor Area	1,495 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	N1070R
Street Address	48 OCEANSIDE DR
City	SACO
State	ME
Zip	04072-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	85
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1007
Census Tract	5400

Owner

Source: York County and Saco City records · APN N1070R

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	48 OCEANSIDE DR, SACO, ME 04072-1768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK
Dec 14, 2017	Deed of Trust, Mortgage BIDDEFORD SAVINGS BK
Oct 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2013 · Amount on Record
Deed Sale	Jan 28, 2013 · Amount on Record
Deed Document Number	20134169
Deed Book / Page	16517 / 776
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	48 OCEANSIDE DR, SACO, ME 04072-1768
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191430695
Date	Oct 31, 2022
Book Page	19143/695
Instrument	2022046376

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	48 OCEANSIDE DR, SACO, ME 04072-1768
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176250303
Date	Dec 14, 2017
Book Page	17625/0303
Instrument	2017053025

Lender

Name	BIDDEFORD SAVINGS BK

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	48 OCEANSIDE DR, SACO, ME 04072-1768
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180860071
Date	Oct 31, 2019
Book Page	18086/71
Instrument	2019046654

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2029

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,658.00 (+1.47%)	$1,173,100 (+0.4%) Land $428,700 Building $744,400
2024	$16,416.00 (+6.78%)	$1,168,400 (+39.31%) Land $428,700 Building $739,700	$1,578,330
2022	$15,373.00	$838,700 Land $326,600 Building $512,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310054001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 135 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	138 units insured 3 under condo master policies
Nearby Flood Claims	216 (1978–2024)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Apr 2024, tidal / storm surge, Severe Winter Storm
Claims By Storm	Severe Storms And Flooding, Jan 2024 · 38 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims Coastal Storm, Oct 1991 · 37 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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