48 Ocean St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 48 Ocean St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	2,522 sqft · built 1949
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$646,000 (Oct 2018)
Tax Bill	$13,043 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01002-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`12-01002-0000-00010`
Alternative APNs	`120100200010` `07041`

Interior

Stories	2 Stories
Building Area	2,522 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Multi-Family
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	48 OCEAN ST
City	MILLBURN
State	NJ
Zip	07041-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Block	1002
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	2
Census Block	2004
Census Tract	20300

Owner

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 OCEAN ST, MILLBURN, NJ 07041-1147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Oct 30, 2018	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Oct 9, 2012 · Amount on Record
Deed Document Number	201894019
Prior Transfer Date	Nov 9, 1992
Prior Transfer Doc	5244000021
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	48 OCEAN ST, MILLBURN, NJ 07041-1147
Document Number	0000011791
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 OCEAN ST #1 MILLBURN NJ 070411147, 1, MILLBURN, NJ 07041-1147

Mortgage

Document Number	0000011791
Date	Jan 29, 2021
Instrument	11791

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2031

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 30, 2018
Property Address	48 OCEAN ST, MILLBURN, NJ 07041-1147
Document Number	0000094019
Instrument Date	Oct 11, 2018
Instrument	94019
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$646.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 OCEAN ST MILLBURN NJ 070411147, MILLBURN, NJ 07041-1147

Mortgage

Document Number	94020
Date	Oct 30, 2018
Instrument	94020

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2033

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,000 (-) Land $310,400 Building $335,600	$646,000 (-) Land $310,400 Building $335,600
2025	$13,043.00 (+1.87%)	$646,000 (-) Land $310,400 Building $335,600	$646,000 (-) Land $310,400 Building $335,600
2024	$12,803.00 (+2.01%)
2023		$646,000 Land $310,400 Building $335,600	$646,000 Land $310,400 Building $335,600
2022	$12,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Nearby Flood Policies	46 units insured incl. 23 condo units
Nearby Flood Claims	24 (1979–2021)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Irene, Aug 2011 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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