Middlesex County and Old Bridge Township property record for 48 Oak St, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 1,930 sqft · built 1950 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Aug 2023) |
| Tax Bill | $10,245 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-18092-0000-00022-12 |
| Primary APN | 15-18092-0000-00022-12 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,930 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Depth | 502 ft Depth |
| Account Number | 15141000 |
|---|---|
| Street Address | 48 OAK ST |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | .76AC |
| Legal Subdivision | BRUNSWICK GARDENS SEC #1 |
| Legal Block | 18092 |
| Legal Lot Number | 22.12 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 7704 |
48 Oak St is owned and occupied by two individuals who bought it in August 2023.
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 OAK ST, OLD BRIDGE, NJ 08857-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jul 28, 2022 | Deed, Transfer · Line of Credit ABL RPC RESIDENTIAL CREDIT ACQUISIT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on File |
| Deed Sale | Aug 30, 2023 · Amount on File |
| Prior Sale | Jul 28, 2022 · Amount on File |
| Deed Document Number | 202351408 |
| Deed Book / Page | 19288 / 1547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 30, 2023 |
| Property Address | 48 OAK ST, OLD BRIDGE, NJ 08857-1545 |
| Document Number | 0000051408 |
| Book / Page | 19288 / 1547 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023051408 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,973.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 72 MAIN STB, SOUTH RIVER, NJ 08882 |
| Name | Verified Name |
|---|---|
| Address | 48 OAK ST, OLD BRIDGE, NJ 08857-1545 |
| Document Number | 0000051409 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023051409 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jul 28, 2022 |
| Property Address | 48 OAK ST, OLD BRIDGE, NJ 08857-1545 |
| Document Number | 0000068060 |
| Book / Page | 18995 / 1695 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022068060 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | SAGE TITLE AND SETTLEMENT SERVICES, SAGE TITLE & STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,832.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 PLAYER AVE, EDISON, NJ 08817-5009 |
| Name | Verified Name |
|---|---|
| Address | 150 RIVER RD # J-3A, J3A, MONTVILLE, NJ 07045-8924 |
| Document Number | 0000068061 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022068061 |
| Name | ABL RPC RESIDENTIAL CREDIT ACQUISIT |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 48 Oak St was $10,245, up 1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,900 (-) Land $48,500 Building $116,400 | $164,900 (-) Land $48,500 Building $116,400 | |
| 2025 | $10,245.00 (+10.03%) | $164,900 Land $48,500 Building $116,400 | $164,900 Land $48,500 Building $116,400 |
| 2024 | $9,311.00 | ||
| 2023 | $131,500 Land $48,500 Building $83,000 | $131,500 Land $48,500 Building $83,000 | |
| 2022 | $6,710.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 48 Oak St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1979–2012) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Oak St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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