48 Oak Ranch Ln, Fairdealing, MO 63939 Property Records

Ripley County property record for 48 Oak Ranch Ln, Fairdealing, MO 63939

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Tax Bill	$559 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-7.0-26-201-012-007.000`

Property Details

APN / Parcel Number

Primary APN	`13-7.0-26-201-012-007.000`

Exterior

Lot Area	4,356 sqft (0.1 acres)
Garage Area	3,256 sqft

Location & Zoning

Street Address	48 OAK RANCH LN
City	FAIRDEALING
State	MO
Zip	63939-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COX ADD BLK 1,N 47',E 48'OF N 85' LT 4,180-501,684-58
Legal Range	02E
Legal Township	23N
Legal Section	26
Legal Subdivision	COX ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	RIPLEY MO
Township / Civil Division	DONIPHAN
Census Block Group	1
Census Block	1043
Census Tract	870300

Owner

Source: Ripley County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	48 OAK RANCH LN, FAIRDEALING, MO 63939-7915
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES COMMUNITY BANK
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES COMMUNITY BANK
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES COMMUNITY BANK
Jul 3, 2024	Deed of Trust, Mortgage · Line of Credit PEOPLES COMMUNITY BANK
Oct 25, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIPLEY MO
Recording Date	Aug 10, 2026
Property Address	48 OAK RANCH LN, FAIRDEALING, MO 63939-7915
Document Number	0697000201
Book / Page	697 / 201
Instrument Date	Aug 7, 2026
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4492 US HIGHWAY 160 E, DONIPHAN, MO 63935-6805

Mortgage

Document Number	0697000201,
Date	Aug 10, 2026
Book Page	697/201

Lender

Name	PEOPLES COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Aug 7, 2038

Interest

Rate	6.49%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIPLEY MO
Property Address	48 OAK RANCH LN, FAIRDEALING, MO 63939-7915
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	ABSOLUTE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 OAK RANCH LN, FAIRDEALING, MO 63939-7915

Mortgage

Document Number	000628/143
Date	Oct 19, 2020
Book Page	628/143

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank
Address	GREENVILLE, MO 63944

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 13, 2021

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIPLEY MO
Property Address	48 OAK RANCH LN, FAIRDEALING, MO 63939-7915
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 OAK RANCH LN, FAIRDEALING, MO 63939-7915

Mortgage

Document Number	000657/130
Date	Jul 20, 2022
Book Page	657/130

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank
Address	GREENVILLE, MO 63944

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2042

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIPLEY MO
Property Address	48 OAK RANCH LN, FAIRDEALING, MO 63939-7915
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 OAK RANCH LN, FAIRDEALING, MO 63939-7915

Mortgage

Document Number	000681/130
Date	Jul 3, 2024
Book Page	681/130

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank
Address	GREENVILLE, MO 63944

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	2 Months
Due	Sep 18, 2024

October 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RIPLEY MO
Recording Date	Oct 25, 2024
Property Address	48 OAK RANCH LN, FAIRDEALING, MO 63939-7915
Document Number	0000684/58
Book / Page	684 / 58
Instrument Date	Oct 25, 2024
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	48 OAK RANCH LN, FAIRDEALING, MO 63939-7915

Tax Assessment & Valuation

Source: Ripley County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Ripley County
Municipality	Doniphan City
Unified School District	Doniphan R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$559.00 Additional exemption filed	$11,310	$59,500 Land $6,500 Building $53,000
2023	Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	136 (1982–2025)
Claims Outside the SFHA	5 of 136
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 30 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 36 claims Severe Storms And Flooding, Mar 2008 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONIPHAN PWS serves 2,000 people · EPA ID MO4010221
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Boycom Cablevision, T-Mobile.

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