48 North Ave E, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 48 North Ave E, Cranford, NJ 07016

Property Summary

Property Type	Commercial
Details	built 1940
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Feb 1990)
Tax Bill	$22,084 (2025)
Deeds & Mortgages	May 2023 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`03-00195-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`03-00195-0000-00009`
Alternative APNs	`030019500009` `1561009`

Interior

Stories	1 Story

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Stucco
Lot Area	9,714 sqft (0.223 acres)

Location & Zoning

Account Number	1561009
Street Address	48 NORTH AVE E
City	CRANFORD
State	NJ
Zip	07016-2113
Property Category	Commercial
Property Type	Commercial > Retail
Legal Block	195
Legal Lot Number	9
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	2
Census Block	2009
Census Tract	37200

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 WINTER LN, WATCHUNG, NJ 07069-6322
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 1990 · Amount on Record
Deed Sale	Feb 20, 1990 · Amount on Record
Deed Book / Page	3630 / 363
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	48 NORTH AVE E, CRANFORD, NJ 07016-2113
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	HOMETOWN TITLE INC, HOMETOWN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 NORTH AVE E, CRANFORD, NJ 07016-2438

Mortgage

Document Number	0153690044
Date	May 30, 2023
Book Page	15369/44
Instrument	52348

Lender

Name	MAGYAR BANK
Type	Bank
Address	NEW BRUNSWICK, NJ 08901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,200 (-) Land $227,800 Building $64,400	$292,200 (-) Land $227,800 Building $64,400
2025	$22,084.00 (+6.61%)	$292,200 (-) Land $227,800 Building $64,400	$292,200 (-) Land $227,800 Building $64,400
2024	$20,714.00 (+3.92%)
2023		$292,200 Land $227,800 Building $64,400	$292,200 Land $227,800 Building $64,400
2022	$19,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	57 (1978–2025)
Claims Outside the SFHA	26 of 57
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 18 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20