Waterford Town property record for 48 Niantic River Rd, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,409 sqft · built 2019 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $695,000 (Aug 2018) |
| Tax Bill | $30,634 (2026) |
| Deeds & Mortgages | Aug 2024 Transfer Aug 2023 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | WATE M:149 L:5077 |
| Primary APN | WATE M:149 L:5077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,409 sqft Living Area |
| Gross Area | 10,389 sqft |
| Basement Area | 452 sqft |
| Unfinished Basement | 452 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 465200 |
|---|---|
| Street Address | 48 NIANTIC RIVER RD |
| City | WATERFORD |
| State | CT |
| Zip | 06385-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20W |
| Legal Lot Number | 5077 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 693300 |
48 Niantic River Rd is owned and occupied by an individual who acquired it in August 2024.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Aug 25, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on File |
| Deed Sale | Aug 27, 2018 · Amount on File |
| Deed Book / Page | 1569 / 46 |
| Last Transfer Date | Aug 6, 2024 |
| Transfer Doc | 001869-163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Aug 28, 2024 |
| Property Address | 48 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Number | 001869-163 |
| Book / Page | 1869 / 163 |
| Instrument Date | Aug 6, 2024 |
| Instrument | 175504 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Aug 25, 2023 |
| Property Address | 48 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Number | 0001832-79 |
| Book / Page | 1832 / 79 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 171830 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Jul 6, 2017 |
| Property Address | 48 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Number | 1516-288 |
| Book / Page | 001516 / 000288 |
| Instrument Date | Jun 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 NIANTIC RIVER RD WATERFORD CT 063852531, WATERFORD, CT 06385-2531 |
The 2026 property tax bill for 48 Niantic River Rd was $30,634, up 5.3% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,634.00 (+5.26%) | $1,248,340 (+0.2%) Land $495,140 Building $753,200 | $1,248,855 (+43.21%) |
| 2025 | $29,102.00 | $1,245,800 Land $495,140 Building $750,660 | $872,060 Land $346,598 Building $525,462 |
| 2024 | $29,102.00 (+10.19%) | ||
| 2023 | $26,411.00 | $1,245,800 Land $495,140 Building $750,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Niantic River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 Niantic River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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