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48 New Mill Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 48 New Mill Rd, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,185 sqft · built 1962
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jul 2002)
Tax Bill$15,987 (2024)
Deeds & MortgagesApr 2017 Mortgage
Apr 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN473489 100.-3-9

Property Details

APN / Parcel Number

Primary APN473489 100.-3-9
Alternative APNs
  • 0800-100.00-03.00-009.000
  • 348910000000030090000000
  • 47340024109

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,185 sqft Living Area
1st Floor Area1,609 sqft
2nd Floor Area576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area21,780 sqft (0.5 acres)
View / LotSuburban
Garage Area290 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area85 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address48 NEW MILL RD
CitySMITHTOWN
StateNY
Zip11787-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-322351 TC-70 *3260 LOT 208 FORESTWOOD AT SMITHTOWN S
Legal Block3
Legal Lot Number9
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3007
Census Tract134909

Owner

48 New Mill Rd is owned and occupied by two individuals who bought it in July 2002.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address48 NEW MILL RD, SMITHTOWN, NY 11787-3342
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
MID-ISLAND MTG
Apr 26, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
MID-ISLAND MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2002 · Amount on File
Deed SaleJul 1, 2002 · Amount on File
Deed Book / Page12194 / 824
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address48 NEW MILL RD, SMITHTOWN, NY 11787-3342
Document Number0228170147
Instrument DateApr 26, 2017
Transaction TypeMortgage
Record UpdatedAug 8, 2017
Title CompanySPANO ABSTRACT SERVICE CORPORATION, SPANO ABSTRACT SERVICE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 NEW MILL RD SMITHTOWN NY 117873342, SMITHTOWN, NY 11787-3342

Mortgage

Document Number0228170147
DateMay 12, 2017
Book Page022817/000147
Lender
NameMID-ISLAND MTG
TypeMortgage Company
AddressWESTBURY, NY 11590
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 11, 2047

April 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address48 NEW MILL RD, SMITHTOWN, NY 11787-3342
Document Number0228170148
Instrument DateApr 26, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanySPANO ABSTRACT SERVICE CORPORATION, SPANO ABSTRACT SERVICE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address48 NEW MILL RD SMITHTOWN NY 117873342, SMITHTOWN, NY 11787-3342

Mortgage

Document Number0228170148
DateMay 12, 2017
Book Page022817/000148
Lender
NameMID-ISLAND MTG
TypeMortgage Company
AddressWESTBURY, NY 11590
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 11, 2047
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,190 Land $475 Building $5,715$773,750 Land $59,375 Building $714,375
2024$15,987.00
2023$6,190 Land $475 Building $5,715$7,115 Land $546 Building $6,569

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 New Mill Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (2011–2024)
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 New Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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