Suffolk County and Smithtown Town property record for 48 Neil Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $503,000 (Feb 2011) |
| Tax Bill | $16,274 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 34.-3-33 |
| Primary APN | 473489 34.-3-33 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Account Number | S80284 |
|---|---|
| Street Address | 48 NEIL DR |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-456701 TC-66 *4255 LOT 59 LEGEND WOODS SEC 2 |
| Legal Block | 3 |
| Legal Lot Number | 33 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 134902 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 NEIL DR, SMITHTOWN, NY 11787-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Line of Credit SUFFOLK FCU |
| Jun 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2011 · Amount on Record |
| Deed Sale | Feb 15, 2011 · Amount on Record |
| Deed Book / Page | 12651 / 365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 NEIL DR, SMITHTOWN, NY 11787-1241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234860327 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 23486/327 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 NEIL DR, SMITHTOWN, NY 11787-1241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230330540 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 23033/540 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | Jul 1, 2023 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,305 (-) Land $500 Building $5,805 | $788,125 (+10,775.19%) Land $62,500 Building $725,625 | |
| 2024 | $16,274.00 | ||
| 2023 | $6,305 Land $500 Building $5,805 | $7,247 Land $575 Building $6,672 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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