48 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 48 N State St, Concord, NH 03301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,662 sqft · built 1845
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$371,000 (Jul 2023)
Tax Bill$7,321 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCNCD M:6441Z B:73

Property Details

APN / Parcel Number

Primary APNCNCD M:6441Z B:73

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,662 sqft Living Area
Gross Area2,620 sqft
1st Floor Area831 sqft
AtticAttic
Attic Area831 sqft
Basement Area831 sqft
Unfinished Basement831 sqft

Exterior

Year BuiltBuilt 1845
Effective Year BuiltEffective 1845
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address48 N STATE ST
CityCONCORD
StateNH
Zip03301-4326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCVP
Legal Block73
Legal Lot Number4
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1004
Census Tract32400

Owner

48 N State St is owned and occupied by an individual who bought it in July 2023.

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address48 N STATE ST, CONCORD, NH 03301-4326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2023 · Amount on File
Deed SaleJul 19, 2023 · Amount on File
Prior SaleMay 17, 1995 · Amount on File
Deed Document Number20239965
Deed Book / Page3831 / 2255
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateJul 19, 2023
Property Address48 N STATE ST, CONCORD, NH 03301-4326
Document Number0000009965
Book / Page3831 / 2255
Instrument DateJul 19, 2023
Instrument202300009965
Transaction TypeTransfer
Record UpdatedAug 2, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 MERRIMACK ST APT 3, 3, CONCORD, NH 03301-4180

Mortgage

Document Number0000009966
DateJul 19, 2023
Instrument202300009966
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 N State St was $7,321.

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,321.00$251,500 Land $79,800 Building $171,700
2023$6,755.00 (+29.36%)$251,500 (+24.69%) Land $79,800 Building $171,700$344,185
2022$5,222.00$201,700 Land $79,800 Building $121,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 N State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 N State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people · EPA ID NH0501010
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, TDS Telecom.

Nearby Properties on N State St

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