48 N Ridge Ave, Everett, PA 15537 Property Records

Bedford County property record for 48 N Ridge Ave, Everett, PA 15537

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 1890
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2023)
Tax Bill	$2,969 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G.09-B.05-100`

Property Details

APN / Parcel Number

Primary APN	`G.09-B.05-100`
Alternative APN	`080-007127`

Interior

Stories	2 Stories
Building Area	2,006 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	7,405 sqft (0.17 acres)
Shed	1 Shed

Location & Zoning

Street Address	48 N RIDGE AVE
City	EVERETT
State	PA
Zip	15537-1173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JACOB BARNDOLLAR
Jurisdiction	BEDFORD PA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3032
Census Tract	960600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Everett Historic District listed 2003 · 301 contributing resources · NRIS 03000492

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 N RIDGE AVE, EVERETT, PA 15537-1173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Sep 29, 2023	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Oct 1, 1975
Deed Document Number	20234086
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	48 N RIDGE AVE, EVERETT, PA 15537-1173
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/4889
Date	Sep 9, 2022
Book Page	2022/4889
Instrument	2022-004889

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Sep 29, 2023
Property Address	48 N RIDGE AVE, EVERETT, PA 15537-1173
Document Number	02023/4086
Book / Page	2023 / 4086
Instrument Date	Sep 20, 2023
Instrument	2023-004086
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	UNIVERSAL SETTLEMENT SERVICES/PA L, UNIVERSAL STLMT SVCS OF PA L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 N RIDGE AVE # M, M, EVERETT, PA 15537-1173

Mortgage

Document Number	2023004087
Date	Sep 29, 2023
Instrument	2023-004087

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Everett Borough
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,969.00 (+20.5%)	$111,400 (-) Land $10,600 Building $100,800	$111,400 (-) Land $10,600 Building $100,800
2025			$111,400 (-) Land $10,600 Building $100,800
2023	$2,464.00 Additional exemption filed	$111,400 Land $10,600 Building $100,800
2012			$111,400 Land $10,600 Building $100,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1984–2010)
Most Recent Claim	Dec 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT BORO MUNI AUTH serves 2,048 people · EPA ID PA4050012
Water Source	Groundwater
Last State Inspection	Apr 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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