Suffolk County and Islip Town property record for 48 N Ocean Ave, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jul 2011) |
| Deeds & Mortgages | Jan 2017 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 472889 370.-1-89 |
| Primary APN | 472889 370.-1-89 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|---|
| Lot Width | 55 ft Width |
| Account Number | 603125 |
|---|---|
| Street Address | 48 N OCEAN AVE |
| City | ISLIP |
| State | NY |
| Zip | 11751-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | X2216388Y184880 T058H00000000WL |
| Legal Subdivision | SUBDIVISION OF PROP OF TOY |
| Legal Block | 0001 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 147401 |
48 N Ocean Ave is owned and occupied by an individual who bought it in July 2011.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 N OCEAN AVE, ISLIP, NY 11751-3404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional with PMI BETHPAGE FCU |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2011 · Amount on File |
| Deed Sale | Jul 13, 2011 · Amount on File |
| Deed Book / Page | 12665 / 378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 N OCEAN AVE, ISLIP, NY 11751-3404 |
| Document Number | 0228010963 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | LAND BOUND SERVICES LLC, LAND BOUND SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 48 N OCEAN AVE ISLIP NY 117513404, ISLIP, NY 11751-3404 |
| Document Number | 0228010963 |
|---|---|
| Date | Mar 25, 2017 |
| Book Page | 022801/000963 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 N OCEAN AVE, ISLIP, NY 11751-3404 |
| Document Number | 0228010964 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | LAND BOUND SERVICES LLC, LAND BOUND SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 48 N OCEAN AVE ISLIP NY 117513404, ISLIP, NY 11751-3404 |
| Document Number | 0228010964 |
|---|---|
| Date | Mar 25, 2017 |
| Book Page | 022801/000964 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2047 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $44,500 Land $13,700 Building $30,800 | |
| 2024 | $626,761 (+2.54%) Land $192,958 Building $433,803 | |
| 2023 | $44,500 Land $13,700 Building $30,800 | $611,264 Land $188,187 Building $423,077 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 48 N Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1978–2014) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 N Ocean Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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