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48 N Main St, Union Bridge, MD 21791 Property Records

Carroll County property record for 48 N Main St, Union Bridge, MD 21791 · Last verified August 2026

Property Summary

Property TypeApartments (5+ Units)
Details2,740 sqft · built 1939
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on File
Last Sale$256,000 (Feb 2024)
Tax Bill$3,992 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN12-005342

Property Details

APN / Parcel Number

Primary APN12-005342
Alternative APN
  • 005342

Interior

Stories1 Story
Building Area2,740 sqft Total Area
1st Floor Area2,740 sqft
Basement Area2,959 sqft
Unfinished Basement5,918 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialBrick
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialComposition Shingle
Lot Area8,000 sqft (0.184 acres)
Garage TypeBasement
Garage Area2,959 sqft
Parking Spaces9 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number005342
Street Address44 N MAIN ST
CityUNION BRIDGE
StateMD
Zip21791
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionLT - 8000 SF 44 N MAIN ST UNION BRIDGE
Legal SubdivisionUNION BRIDGE
JurisdictionCARROLL MD
Township / Civil Division12, UNION BRIDGE
Census Block Group1
Census Block1017
Census Tract512000

Owner

Source: Carroll County records · APN 12-005342

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address44 N MAIN ST, UNION BRIDGE, MD 21791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 08, 2024 · Amount on Record
Deed SaleFeb 08, 2024 · Amount on Record
Deed Book / Page11190 / 487
Record UpdatedSep 20, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateFeb 08, 2024
Property Address48 N MAIN ST, UNION BRIDGE, MD 21791-9143
Document Number0111900487
Book / Page11190 / 487
Instrument DateJan 30, 2024
Transaction TypeTransfer
Record UpdatedMar 13, 2024
Title CompanyLEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address48 N MAIN ST, UNION BRIDGE, MD 21791-9143

Mortgage

Document Number0111900497
DateFeb 08, 2024
Instrument11190-0497
Lender
NameSOFI BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityUnion Bridge Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$271,600 (-0.37%) Land $59,500 Building $212,100$271,600 (-0.37%) Land $59,500 Building $212,100
2025$3,992.00 (-1.04%) Homeowner's exemption
2023$4,034.00 Homeowner's exemption$272,600 Land $59,600 Building $213,000$272,600 Land $59,600 Building $213,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Union Bridge Historic District
listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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