48 Murray St, Bingham, ME 04920 Property Records

Somerset County and Bingham Town property record for 48 Murray St, Bingham, ME 04920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1988
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jun 2025)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more
APN	`BING M:007 L:010`

Property Details

APN / Parcel Number

Primary APN	`BING M:007 L:010`
Alternative APN	`268`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Family
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	48 MURRAY ST
City	BINGHAM
State	ME
Zip	04920-4060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	10
Jurisdiction	BINGHAM ME
Township / Civil Division	BINGHAM
Census Block Group	2
Census Block	2004
Census Tract	966200

Owner

48 Murray St is owned by two individuals who bought it in June 2025.

Source: Somerset County and Bingham Town records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 SUMMER ST, NORTH BROOKFIELD, MA 01535-1418
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jun 2, 2025	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
Sep 6, 2022	Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Sep 6, 2022 · Amount on File
Deed Book / Page	6280 / 1
Transfer Doc	0051120194
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BINGHAM ME
Property Address	48 MURRAY ST, BINGHAM, ME 04920-4060
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063820093
Date	Jan 28, 2026
Book Page	6382/93
Instrument	809

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BINGHAM ME
Recording Date	Jun 2, 2025
Property Address	48 MURRAY ST, BINGHAM, ME 04920-4060
Document Number	0062800001
Book / Page	6280 / 1
Instrument Date	May 29, 2025
Instrument	5182
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 SUMMER ST, N BROOKFIELD, MA 01535-1418

Mortgage

Document Number	0000005183
Date	Jun 2, 2025
Instrument	5183

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BINGHAM ME
Recording Date	Sep 6, 2022
Property Address	48 MURRAY ST, BINGHAM, ME 04920-4060
Document Number	0059240345
Book / Page	5924 / 345
Instrument Date	Aug 31, 2022
Instrument	11385
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1051 GARDINER RD # LOT4, 4, WISCASSET, ME 04578-4277

Mortgage

Document Number	0000011386
Date	Sep 6, 2022
Instrument	11386

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 Murray St was $1,214, up 3.8% from the year before.

Source: Somerset County and Bingham Town assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Bingham Town
Unified School District	School Administrative District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 (+3.76%)	$110,380 (-) Land $11,700 Building $98,680
2024	$1,170.00	$110,380 Land $11,700 Building $98,680
2021	$805.00	$46,290 Land $9,400 Building $36,890	$118,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 48 Murray St; there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1984–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Murray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BINGHAM WATER DISTRICT serves 1,075 people · EPA ID ME0090180
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.73 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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