48 Murphy Dr, Hillsborough, NJ 08844 Property Records

Somerset County and Hillsborough Township property record for 48 Murphy Dr, Hillsborough, NJ 08844

Property Summary

Property Type	Single Family Home
Details	3,712 sqft · built 2018
Lot Size	0.485 acres (21,127 sqft)
Owner	2 Individual Names on File
Last Sale	$895,646 (Sep 2018)
Tax Bill	$24,558 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00205-02-00074`

Property Details

APN / Parcel Number

Primary APN	`10-00205-02-00074`

Interior

Stories	2 Stories
Building Area	3,712 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	21,127 sqft (0.485 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	48 MURPHY DR
City	HILLSBOROUGH
State	NJ
Zip	08844-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	MILLSTONE VLY-1 PH 4A
Legal Block	205.2
Legal Lot Number	74
Jurisdiction	SOMERSET NJ
Township / Civil Division	HILLSBOROUGH
Census Block Group	4
Census Block	4018
Census Tract	53807

Owner

48 Murphy Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Somerset County and Hillsborough Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 MURPHY DR, HILLSBOROUGH, NJ 08844-2553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN CABIN INC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 4, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Deed Document Number	201833660
Deed Book / Page	7068 / 3104
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	48 MURPHY DR, HILLSBOROUGH, NJ 08844-2553
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026904
Date	Oct 13, 2023
Book Page	7529/916
Instrument	2023026904

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	48 MURPHY DR, HILLSBOROUGH, NJ 08844-2553
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016479
Date	Mar 12, 2021
Book Page	7319/1277
Instrument	2021016479

Lender

Name	LOAN CABIN INC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	48 MURPHY DR, HILLSBOROUGH, NJ 08844-2553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025000
Date	Jun 16, 2020
Book Page	7219/2445
Instrument	2020025000

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 4, 2018
Property Address	48 MURPHY DR, HILLSBOROUGH, NJ 08844-2553
Document Number	0000033660
Book / Page	7068 / 3104
Instrument Date	Aug 16, 2018
Instrument	2018033660
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,368.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 BROWER LN, 36, HILLSBOROUGH, NJ 08844-1270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MURPHY DR, HILLSBOROUGH, NJ 08844-2553

Mortgage

Document Number	0000033661
Date	Sep 4, 2018
Instrument	2018033661

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 48 Murphy Dr was $24,558, up 14.6% from the year before.

Source: Somerset County and Hillsborough Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Hillsborough Township
Unified School District	Hillsborough Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,225,300 (+10.57%) Land $559,300 Building $666,000	$1,225,300 (+10.57%) Land $559,300 Building $666,000
2025	$24,558.00 (+14.6%)	$1,108,200 Land $482,100 Building $626,100	$1,108,200 Land $482,100 Building $626,100
2024	$21,430.00
2023		$905,000 Land $377,100 Building $527,900	$905,000 Land $377,100 Building $527,900
2022	$19,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Murphy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Murphy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

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