48 Mozart Ln, Freeport, FL 32439 Property Records

Walton County property record for 48 Mozart Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,377 sqft · built 2009
Lot Size	0.22 acres (9,593 sqft)
Owner	Individual Name on File
Last Sale	$449,000 (Jun 2023)
Tax Bill	$5,646 (2024)
Deeds & Mortgages	Jan 2025 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-1S-19-23020-000-0660`

Property Details

APN / Parcel Number

Primary APN	`16-1S-19-23020-000-0660`
Alternative APN	`1025880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,377 sqft Living Area
Gross Area	3,142 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2009
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,593 sqft (0.22 acres)
Garage Type	Finished
Garage Area	484 sqft
Porch	Porch
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1025880
Street Address	48 MOZART LN
City	FREEPORT
State	FL
Zip	32439-2465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 66 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2715-4455 OR 2829-846 OR 3109-1157 OR 3210-463 OR 3293-4422
Legal Range	19W
Legal Township	01S
Legal Section	16
Legal Subdivision	SYMPHONY AT HAMMOCK BAY
Legal Lot Number	66
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2004
Census Tract	950502

Owner

48 Mozart Ln is owned and occupied by an individual who bought it in June 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	48 MOZART LN, FREEPORT, FL 32439-2465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage IDEAL LENDING LLC
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jun 21, 2019	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Aug 3, 2021 · Amount on File
Deed Document Number	0032934422
Deed Book / Page	3293 / 4422
Prior Transfer Date	Jun 28, 2023
Prior Transfer Doc	0032934422
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	48 MOZART LN, FREEPORT, FL 32439-2465
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MOZART LN, FREEPORT, FL 32439-2465

Mortgage

Document Number	0033471130
Date	Jan 14, 2025
Book Page	3347/1130
Instrument	20250001380

Lender

Name	IDEAL LENDING LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33417

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2023
Property Address	48 MOZART LN, FREEPORT, FL 32439-2465
Document Number	0032934422
Book / Page	3293 / 4422
Map Reference	MB 17 PG 27
Instrument	20230022834
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, KETCHERSID LAND AND TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,143.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3128 NIAGARA CARTHAGE RD, CHARLOTTE, NC 28237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MOZART LN, FREEPORT, FL 32439-2465

Mortgage

Document Number	0032934424
Date	Jun 28, 2023
Instrument	3293/4424

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 15, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	48 MOZART LN, FREEPORT, FL 32439-2465
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MOZART LN, FREEPORT, FL 32439-2465

Mortgage

Document Number	0031721519
Date	Dec 7, 2020
Book Page	3172/1519
Instrument	20200050144

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	FREEPORT, FL 32439

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Oct 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 3, 2021
Property Address	48 MOZART LN, FREEPORT, FL 32439-2465
Document Number	0032100463
Book / Page	3210 / 463
Map Reference	MB 17 PG 27&27A-27D
Instrument Date	Jul 15, 2021
Instrument	20210038948
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 MOZART LN, FREEPORT, FL 32439-2465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WILLOW RUN, SANFORD, NC 27332-0184
Investor	Possibly a Property Investor

Mortgage

Document Number	0003210465
Date	Aug 3, 2021
Instrument	3210/465

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 21, 2019
Property Address	48 MOZART LN, FREEPORT, FL 32439-2465
Document Number	0031091157
Book / Page	003109 / 001157
Instrument Date	Jun 14, 2019
Instrument	20555
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 MOZART LN FREEPORT FL 324392465, FREEPORT, FL 32439-2465

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$379,695 Land $96,900 Building $282,795	$379,695 Land $96,900 Building $282,795
2024	$5,646.00 (-9.34%)
2023	$6,228.00 (+11.73%)	$422,824 (+14.68%) Land $96,900 Building $325,924	$422,824 (+14.68%) Land $96,900 Building $325,924
2022	$5,574.00	$368,712 Land $76,923 Building $291,789	$368,712 Land $76,923 Building $291,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Mozart Ln in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Mozart Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mozart Ln

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