Buncombe County property record for 48 Mountain Brook Dr, Candler, NC 28715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,183 sqft · built 1987 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $311,000 (Jul 2018) |
| Tax Bill | $2,148 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 679428-2020-202 |
| Primary APN | 679428-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,183 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,404 sqft |
| Finished Basement | 779 sqft |
| Unfinished Basement | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 324 sqft |
| Deck Area | 694 sqft |
| Patio Area | 1,018 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 679428-2020-202 |
|---|---|
| Street Address | 48 MOUNTAIN BROOK DR |
| City | CANDLER |
| State | NC |
| Zip | 28715-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | SUBDIV: MOUNTAIN BROOK LOT: 9 SECTION: 1 PLAT: 0042-0187 |
| Legal Subdivision | MOUNTAIN BROOK |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 2504 |
48 Mountain Brook Dr is owned and occupied by an individual who bought it in July 2018.
Source: Buncombe County records, as of June 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 MOUNTAIN BROOK DR, CANDLER, NC 28715-9405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WOLFE FINANCIAL INC |
| Jul 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on File |
| Deed Sale | Jul 31, 2018 · Amount on File |
| Deed Book / Page | 5688 / 1507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 48 MOUNTAIN BROOK DR, CANDLER, NC 28715-9405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 48 MOUNTAIN BROOK DR, CANDLER, NC 28715-9405 |
| Document Number | 0061770939 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 6177/939 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 48 MOUNTAIN BROOK DR, CANDLER, NC 28715-9405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059280901 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 5928/901 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | ASHEBORO, NC 27203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 31, 2018 |
| Property Address | 48 MOUNTAIN BROOK DR, CANDLER, NC 28715-9405 |
| Document Number | 0056881507 |
| Book / Page | 5688 / 1507 |
| Map Reference | MB 42 PG 187 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $622.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 WILLOW OAK DR, 108, ASHEVILLE, NC 28805-1280 |
| Name | Verified Name |
|---|---|
| Address | 48 MOUNTAIN BROOK DR, CANDLER, NC 28715-9405 |
| Document Number | 56881509 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 5688/1509 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 48 Mountain Brook Dr was $2,148.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,148.00 | $315,200 Land $43,500 Building $271,700 | $315,200 Land $43,500 Building $271,700 |
| 2023 | $1,947.00 | $315,200 | $315,200 Land $43,500 Building $271,700 |
| 2021 | $315,200 Land $43,500 Building $271,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Mountain Brook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Mountain Brook Dr is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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