Nassau County and Hempstead Town property record for 48 Mount Joy Ave, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,602 sqft · built 1946 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,902 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-399-00-0069 |
| Primary APN | 55-399-00-0069 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 986 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55399 00690 |
|---|---|
| Street Address | 48 MOUNT JOY AVE |
| City | FREEPORT |
| State | NY |
| Zip | 11520-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 008 |
| Legal Block | 399 |
| Legal Lot Number | 69 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 414100 |
48 Mount Joy Ave is owned and occupied by an individual who acquired it in August 2021.
Source: Nassau County and Hempstead Town records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 MOUNT JOY AVE, FREEPORT, NY 11520-1421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Aug 18, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2021 |
| Deed Sale | Aug 18, 2021 |
| Prior Sale | Mar 14, 2016 · Amount on File |
| Deed Document Number | 2021107924 |
| Deed Book / Page | 14123 / 301 |
| Prior Transfer Date | Jun 25, 2021 |
| Prior Transfer Doc | 0141230301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jul 23, 2026 |
| Property Address | 48 MOUNT JOY AVE, FREEPORT, NY 11520-1421 |
| Document Number | 0000048833 |
| Book / Page | 48568 / 405 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202648833 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Address | 48 MOUNT JOY AVE, FREEPORT, NY 11520-1421 |
| Document Number | 0000048833, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 48568/405 |
| Instrument | 202648833 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Aug 18, 2021 |
| Property Address | 48 MOUNT JOY AVE, FREEPORT, NY 11520-1421 |
| Document Number | 0141230301 |
| Book / Page | 14123 / 301 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021-107924 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | JUDICIAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 48 MOUNT JOY AVE, FREEPORT, NY 11520-1421 |
| Document Number | 202110792545739759 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-10792545739759 |
| Name | NATIONWIDE MORTGAGE BANKERS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 48 Mount Joy Ave was $6,902.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Roosevelt Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375 (-) Land $124 Building $251 | $375,000 (-) | |
| 2025 | $6,902.00 | $375 Land $124 Building $251 | $375,000 |
| 2023 | $6,462.00 Additional exemption filed | $383 Land $127 Building $256 | $383,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Mount Joy Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1978–1992) |
| Most Recent Claim | Dec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 48 Mount Joy Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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