48 Mossey Ln, Millbrook, AL 36054 Property Records

Elmore County property record for 48 Mossey Ln, Millbrook, AL 36054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1998
Lot Size	0.203 acres (8,879 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jul 2026)
Tax Bill	$489 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-33-0-010-028.000`

Property Details

APN / Parcel Number

Primary APN	`15-08-33-0-010-028.000`
Alternative APN	`607350`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,879 sqft (0.203 acres)
Porch	Slab
Porch Area	193 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 MOSSEY LN
City	MILLBROOK
State	AL
Zip	36054-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 WINTER LAKE SUBDIVISION PB 12 PG 73
Legal Range	17E
Legal Township	18N
Legal Section	33
Legal Subdivision	WINTER LAKE SUBDIVISION
Legal Lot Number	28
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	2
Census Block	2035
Census Tract	31100

Owner

48 Mossey Ln is owned and occupied by an individual who bought it in July 2026.

Source: Elmore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	48 MOSSEY LN, MILLBROOK, AL 36054-2552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · VA Mortgage SERVISFIRST BANK
Jun 15, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Prior Sale	Jun 15, 2021 · Amount on File
Deed Document Number	2026711276
Deed Book / Page	2026 / 44230
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jul 17, 2026
Property Address	48 MOSSEY LN, MILLBROOK, AL 36054-2552
Document Number	0000711276
Book / Page	2026 / 44230
Instrument Date	Jul 9, 2026
Instrument	2026711276
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MOSSEY LN, MILLBROOK, AL 36054-2552

Mortgage

Document Number	0000711276,
Date	Jul 17, 2026
Book Page	2026/44231
Instrument	2026711276

Lender

Name	SERVISFIRST BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jun 15, 2021
Property Address	48 MOSSEY LN, MILLBROOK, AL 36054-2552
Document Number	2021/50473
Book / Page	2021 / 50473
Map Reference	MB 12 PG 73&73A
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 FALLON CT, DEATSVILLE, AL 36022-4051

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	48 MOSSEY LN, MILLBROOK, AL 36054-2552

Mortgage

Document Number	0202150474
Date	Jun 15, 2021
Instrument	2021/50474

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Mar 15, 2018
Property Address	48 MOSSEY LN, MILLBROOK, AL 36054-2552
Document Number	2018/11367
Book / Page	2018 / 11367
Map Reference	PL 12 PG 73
Instrument Date	Mar 15, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3921 FRASIER ST, MILLBROOK, AL 36054-3430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 GRAND OAKS BLVD, MILLBROOK, AL 36054-2132

Tax Assessment & Valuation

The 2026 property tax bill for 48 Mossey Ln was $489, up 6.8% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Millbrook City
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$489.00 (+6.77%)
2025	$458.00 (-1.93%)	$15,040 (-2.08%)	$150,300 (-2.15%) Land $30,000 Building $120,300
2024	$467.00 (-2.3%)	$15,360 (-2.17%)	$153,600 (-2.17%) Land $30,000 Building $123,600
2023	$478.00 (-3.24%)	$15,700 (-3.33%) Land $3,000 Building $12,700	$157,000 (-3.33%) Land $30,000 Building $127,000
2022	$494.00	$16,240 Land $3,000 Building $13,240	$162,400 Land $30,000 Building $132,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Mossey Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Mossey Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLBROOK UTILITIES serves 5,451 people · EPA ID AL0000539
Water Source	Purchased surface water from FIVE STAR WATER SUPPLY DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Central Access.

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