Niagara County and Lockport City property record for 48 Morrow Ave, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,548 sqft · built 1928 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,500 (Mar 2012) |
| Tax Bill | $4,408 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-4490.000 |
| Primary APN | 5-4490.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 932 sqft |
| 2nd Floor Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 108 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5-4490.000 |
|---|---|
| Street Address | 48 MORROW AVE |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-5015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | FAIR GROUNDS PARK |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 23901 |
Source: Niagara County and Lockport City records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 MORROW AVE, LOCKPORT, NY 14094-5015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| May 4, 2022 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE CMNTY FCU |
| Oct 17, 2019 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2012 · Amount on Record |
| Deed Sale | Mar 21, 2012 · Amount on Record |
| Prior Sale | Mar 21, 2012 · Amount on Record |
| Deed Document Number | 20125849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 48 MORROW AVE, LOCKPORT, NY 14094-5015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 48 MORROW AVE, LOCKPORT, NY 14094-5015 |
| Document Number | 0000003598 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026-03598 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14094 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 48 MORROW AVE, LOCKPORT, NY 14094-5015 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 MORROW AVE, LOCKPORT, NY 14094-5015 |
| Document Number | 0000008445 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022-08445 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 48 MORROW AVE, LOCKPORT, NY 14094-5015 |
| Document Number | 0000020292 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 48 MORROW AVE LOCKPORT NY 140945015, LOCKPORT, NY 14094-5015 |
| Document Number | 0000020292 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 20292 |
| Name | CORNERSTONE CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14094 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Oct 17, 2019 |
| Property Address | 48 MORROW AVE, LOCKPORT, NY 14094-5015 |
| Document Number | 0000017383 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 17383 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 HIGH ST LOCKPORT NY 140944645, LOCKPORT, NY 14094-4645 |
| Document Number | 17384 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 17384 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,408.00 (+2.65%) | ||
| 2025 | $4,294.00 | $166,000 (+10.67%) Land $3,500 Building $162,500 | $166,000 (+10.67%) Land $3,500 Building $162,500 |
| 2023 | $150,000 Land $3,500 Building $146,500 | $150,000 Land $3,500 Building $146,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures