48 Millard St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 48 Millard St, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,364 sqft · built 2018
Lot Size	0.15 acres (6,540 sqft)
Owner	2 Individual Names on File
Last Sale	$1,950,000 (Apr 2023)
Tax Bill	$29,817 (2025)
Deeds & Mortgages	Jul 2022 Refinance Apr 2023 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:182 B:119`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:182 B:119`
Alternative APNs	`FFLD M:182 B:119` `M:182 L:119 X` `15672`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,364 sqft Living Area
Gross Area	6,073 sqft
Basement Area	204 sqft
Unfinished Basement	204 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,540 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	15672
Street Address	48 MILLARD ST
City	FAIRFIELD
State	CT
Zip	06824-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	119
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	4
Census Block	4004
Census Tract	61500

Owner

48 Millard St is owned and occupied by two individuals who bought it in April 2023.

Source: Fairfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 MILLARD ST, FAIRFIELD, CT 06824-6504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Apr 3, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 18, 2018	Deed of Trust, Mortgage · ARM WEBSTER BANK
Sep 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Jun 6, 2018	Quit Claim Deed, Transfer UNKNOWN
Mar 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Mar 16, 2018 · Amount on File
Deed Document Number	20231437
Deed Book / Page	6402 / 337
Transfer Doc	5673-316
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	48 MILLARD ST, FAIRFIELD, CT 06824-6504
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006338-168
Date	Jul 20, 2022
Book Page	6338/168
Instrument	2022-5121

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Apr 3, 2023
Property Address	48 MILLARD ST, FAIRFIELD, CT 06824-6504
Document Number	006402-337
Book / Page	6402 / 337
Instrument Date	Mar 30, 2023
Instrument	2023-1437
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80 VERES ST, FAIRFIELD, CT 06824-6444

Mortgage

Document Number	0020231438
Date	Apr 3, 2023
Instrument	2023-1438

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	48 MILLARD ST, FAIRFIELD, CT 06824-6504
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5676-264
Date	Jun 18, 2018
Book Page	5676/264

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	384 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.13%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	48 MILLARD ST, FAIRFIELD, CT 06824-6504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5816-309
Date	Sep 4, 2019
Book Page	5816/309
Instrument	2019-5809

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jun 6, 2018
Property Address	48 MILLARD ST, FAIRFIELD, CT 06824-6504
Document Number	5673-316
Book / Page	005673 / 000316
Instrument Date	May 31, 2018
Instrument	3566
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Mar 16, 2018
Property Address	48 MILLARD ST, FAIRFIELD, CT 06824-6504
Document Number	5649-193
Book / Page	005649 / 000193
Instrument Date	Mar 14, 2018
Instrument	1691
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Amount	Amount on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	336 VERES ST FAIRFIELD CT 068246456, FAIRFIELD, CT 06824-6456

Tax Assessment & Valuation

The 2025 property tax bill for 48 Millard St was $29,817.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,817.00	$1,050,280 Land $278,600 Building $771,680	$735,196 Land $195,020 Building $540,176
2024	$29,817.00 (+3.2%)
2023	$28,893.00	$1,050,280 Land $278,600 Building $771,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Millard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 48 Millard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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