48 Mill St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 48 Mill St, Phelps, NY 14532 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1830
Square Footage2,346 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2018)
Tax Bill$4,068.00 (2025)

Owner

Source: Ontario County and Phelps Town records · APN 5465-000-06

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48 MILL ST, PHELPS, NY 14532-9553
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2018Deed of Trust, Mortgage
BANK OF AMERICA NA
Oct 31, 2018Executor's Deed, Transfer
Oct 31, 2018Executor's Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Prior SaleNov 26, 1997 · Amount on Record
Deed Book / Page1416 / 980
Record RefreshedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address48 MILL ST, PHELPS, NY 14532-9553
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002854/0000000399
DateOct 31, 2018
Book Page0000002854/0000000399
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
AmountAmount Recorded
Term351 Months
DueJan 01, 2048

October 2018: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionONTARIO NY
Recording DateOct 31, 2018
Property Address48 MILL ST, PHELPS, NY 14532-9553
Document Number1416/980
Book / Page1416 / 980
Transaction TypeTransfer
Record UpdatedFeb 07, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressNULL

October 2018: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionONTARIO NY
Recording DateOct 31, 2018
Property Address48 MILL ST, PHELPS, NY 14532-9553
Document Number001416/980
Book / Page1416 / 980
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Ontario County and Phelps Town records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
County SubdivisionPhelps Town
MunicipalityPhelps Village
Unified School DistrictPhelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,068.00$130,000 (-) Land $18,000 Building $112,000$180,600 (+13.91%) Land $25,006 Building $155,594
2023$130,000 Land $18,000 Building $112,000$158,550 Land $21,953 Building $136,597

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN5465-000-06
Alternative APNs
  • 324001 48.05-2-56.000
  • 40010480050002056000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area2,346 sqft Living Area
1st Floor1,564 sqft 1st Floor
Upper Floors782 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1830
Architectural StyleTraditional Style
Exterior MaterialStone Exterior
Lot Area87,120 sqft (2 acres)

Exterior Amenities

Pool TypeAbove-Ground Pool Pool Type
Pool Area452 sqft Pool
Shed1 Shed
Porch Area467 sqft Porch
Pole StructurePole Structure

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number5465-000-06
Street Address48 MILL ST
CityPHELPS
StateNY
Zip14532-9553
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2.0 ACRES
Legal Block2
Legal Lot Number56.000
JurisdictionONTARIO NY
Minor Civil DivisionPHELPS
Census Blockgroup2
Census Block2002
Census Tract50401

Nearby Properties on Mill St

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