48 Mill St, Morris, NY 13808 Property Records

Otsego County and Butternuts Town property record for 48 Mill St, Morris, NY 13808

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,260 sqft · built 1987
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on Record
Last Sale	$52,500 (Jul 2019)
Tax Bill	$3,039 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Aug 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`362289 282.00-1-62.00`

Property Details

APN / Parcel Number

Primary APN	`362289 282.00-1-62.00`
Alternative APNs	`228928200000010620000000` `000700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	420 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	53,579 sqft (1.23 acres)
Lot Width	95 ft Width
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000700
Street Address	48 MILL ST
City	MORRIS
State	NY
Zip	13808-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	996 0 0
Legal Block	1
Legal Lot Number	62.000
Jurisdiction	OTSEGO NY
Township / Civil Division	BUTTERNUTS
Census Block Group	1
Census Block	1020
Census Tract	591500

Owner

Source: Otsego County and Butternuts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 33, GILBERTSVILLE, NY 13776-0033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Aug 29, 2017	Grant Deed, Transfer
Apr 28, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	20192864
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 1, 2019
Property Address	MILL ST, NY
Document Number	0000002864
Instrument Date	Jun 27, 2019
Instrument	2864
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	CUSTOMIZED LENDERS SERVICES INC, CUSTOMIZED LENDERS SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MILL ST GILBERTSVILLE NY 13776, GILBERTSVILLE, NY 13776
Investor	Possibly a Property Investor

Mortgage

Document Number	2865
Date	Jul 1, 2019
Instrument	2865

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 29, 2017
Property Address	MILL ST, NY
Document Number	0000004127
Instrument Date	Aug 8, 2017
Instrument	4127
Transaction Type	Transfer
Record Updated	Oct 13, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 SPRING ST GILBERTSVILLE NY 13776, GILBERTSVILLE, NY 13776

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OTSEGO NY
Recording Date	Apr 28, 2017
Property Address	MILL ST, NY
Document Number	0000001949
Instrument Date	Mar 6, 2017
Instrument	1949
Transaction Type	Foreclosure
Record Updated	May 24, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 W PALM BEACH BLVD WEST PALM BEACH FL 33401, WEST PALM BEACH, FL 33401

Tax Assessment & Valuation

Source: Otsego County and Butternuts Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Butternuts Town
Unified School District	Gilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,039.00 (+4.61%) Veteran's exemption
2025	$2,905.00	$122,500 (-) Land $12,600 Building $109,900	$180,147 (+15.29%) Land $18,529 Building $161,618
2023		$122,500 Land $12,600 Building $109,900	$156,250 Land $16,071 Building $140,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2006–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures