48 Mill Rd, Cumberland Center, ME 04021 Property Records

Cumberland County and Cumberland Town property record for 48 Mill Rd, Cumberland Center, ME 04021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,154 sqft · built 1968
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,400 (Sep 2010)
Tax Bill	$6,428 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CMBL M:R07 L:29-A`

Property Details

APN / Parcel Number

Primary APN	`CMBL M:R07 L:29-A`
Alternative APNs	`000152175` `20231470` `20262174`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,154 sqft Living Area
Gross Area	3,666 sqft
1st Floor Area	2,154 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20262174
Street Address	48 MILL RD
City	CUMBERLAND CENTER
State	ME
Zip	04021-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Lot Number	29-A
Jurisdiction	CUMBERLAND ME
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1008
Census Tract	4201

Owner

Source: Cumberland County and Cumberland Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 MILL RD, CUMBERLAND CENTER, ME 04021-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · Line of Credit CUMBERLAND COUNTY FCU
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit CUMBERLAND COUNTY FCU
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit CUMBERLAND COUNTY FCU
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Sep 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Jun 15, 2018	Deed of Trust, Mortgage CUMBERLAND CNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2010 · Amount on Record
Deed Sale	Sep 24, 2010 · Amount on Record
Prior Sale	Mar 3, 2008 · Amount on Record
Deed Book / Page	28110 / 203
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	48 MILL RD, CUMBERLAND, ME 04021-3131
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0416570229
Date	Aug 15, 2025
Book Page	41657/229
Instrument	32256

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	48 MILL RD, CUMBERLAND, ME 04021-3131
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406910140
Date	Apr 10, 2024
Book Page	40691/140
Instrument	11408

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	48 MILL RD, CUMBERLAND, ME 04021-3131
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0383150065
Date	Jun 15, 2021
Book Page	38315/65
Instrument	42398

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	48 MILL RD, CUMBERLAND, ME 04021-3131
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381820001
Date	May 12, 2021
Book Page	38182/1
Instrument	33855

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	48 MILL RD, CUMBERLAND, ME 04021-3131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0360240079
Date	Sep 30, 2019
Book Page	36024/79
Instrument	48546

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	48 MILL RD, CUMBERLAND, ME 04021-3131
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MILL RD CUMBERLAND ME 040213131, CUMBERLAND, ME 04021-3131

Mortgage

Date	Jun 28, 2018
Instrument	30567

Lender

Name	CUMBERLAND CNTY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Cumberland Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Cumberland Town
Unified School District	School Administrative District 51 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,428.00 (+18.77%)	$255,300 (-) Land $99,500 Building $155,800
2022	$5,412.00	$255,300 Land $99,500 Building $155,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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