48 Middlefield St, Groton, CT 06340 Property Records

Groton Town property record for 48 Middlefield St, Groton, CT 06340

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 1915
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Dec 2022)
Tax Bill$10,410 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNGROT M:260710359734

Property Details

APN / Parcel Number

Primary APNGROT M:260710359734
Alternative APNs
  • 260710359734
  • 121022000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
Basement Area640 sqft
Unfinished Basement640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2023
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelOil

Location & Zoning

Account Number260710359734
Street Address48 MIDDLEFIELD ST
CityGROTON
StateCT
Zip06340-8830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionGROTON CT
Township / Civil DivisionGROTON
Census Block Group1
Census Block1035
Census Tract702900

Owner

48 Middlefield St is owned by two individuals who bought it in December 2022.

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address96 WARREN ST, W9, CHARLESTOWN, MA 02129-3619
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2022 · Amount on File
Deed SaleDec 14, 2022 · Amount on File
Deed Book / Page1286 / 322
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGROTON CT
Recording DateDec 14, 2022
Property Address48 MIDDLEFIELD ST, GROTON, CT 06340-8830
Document Number001286-322
Book / Page1286 / 322
Instrument DateDec 13, 2022
Transaction TypeTransfer
Record UpdatedDec 29, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number5168340015
DateDec 14, 2022
Instrument5168340015
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.14%
Type Change DateJan 1, 2028
Max Rate At Change3.5%
Index1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 48 Middlefield St was $10,410.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionGroton Town
MunicipalityGroton Long Point Borough
Unified School DistrictGroton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,410.00$369,530 Land $283,927 Building $85,603$258,671 Land $198,749 Building $59,922
2023$9,052.00 (+1.93%)$355,110 (-) Land $247,240 Building $107,870
2022$8,881.00$355,110 Land $247,240 Building $107,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Middlefield St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Middlefield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGROTON LONG POINT ASSOCIATION
private · serves 2,400 people · EPA ID CT0590051
Water SourcePurchased surface water from GROTON UTILITIES
Last State InspectionSep 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Breezeline
Cable
1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Middlefield St

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