Lincoln County property record for 48 Merrill Rd, Ardmore, TN 38449
| Property Type | Agricultural Vacant Land |
|---|---|
| Details | 1 ba · 1,162 sqft · built 1960 |
| Lot Size | 34.7 acres (1,513,274 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $91,420 (Feb 2023) |
| Tax Bill | $442 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2023 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052145 05600 |
| Primary APN | 052145 05600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,513,274 sqft (34.7 acres) |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 48 MERRILL RD |
|---|---|
| City | ARDMORE |
| State | TN |
| Zip | 38449-3036 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | DISTRICT: 17, COUNTY AREA: R07 |
| Jurisdiction | LINCOLN TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 975700 |
48 Merrill Rd, agricultural vacant land, is owned by two individuals who bought it in February 2023.
Source: Lincoln County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 YOU TAKE IT RD, ARDMORE, TN 38449-3014 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY SECURITY CREDIT UNION |
| Feb 24, 2023 | Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF PULASKI |
| Feb 24, 2023 | Warranty Deed, Transfer |
| Feb 24, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on File |
| Deed Sale | Feb 24, 2023 · Amount on File |
| Prior Sale | Sep 30, 1952 |
| Deed Document Number | 2023841 |
| Deed Book / Page | V16 / 445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN TN |
| Recording Date | Apr 27, 2026 |
| Property Address | 48 MERRILL RD, ARDMORE, TN 38449-3036 |
| Document Number | 0000001992 |
| Book / Page | 921 / 690 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20261992 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1306 19TH AVE SW, DECATUR, AL 35601-3756 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001992, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 921/690 |
| Instrument | 20261992 |
| Name | FAMILY SECURITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN TN |
| Recording Date | Feb 24, 2023 |
| Property Address | 48 MERRILL RD, ARDMORE, TN 38449-3036 |
| Document Number | 000V16/451 |
| Book / Page | V16 / 451 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 23000842 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,542.16 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 W TAKE IT RD, ARDMORE, TN 38449 |
| Document Number | 0023000843 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 23000843 |
| Name | FIRST NATIONAL BANK OF PULASKI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN TN |
| Recording Date | Feb 24, 2023 |
| Property Address | 48 MERRILL RD, ARDMORE, TN 38449-3036 |
| Document Number | 000V16/445 |
| Book / Page | V16 / 445 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 23000841 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $338.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 221 HENRY BAYLESS RD, ARDMORE, TN 38449-3074 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LINCOLN TN |
| Recording Date | Feb 24, 2023 |
| Property Address | 48 MERRILL RD, ARDMORE, TN 38449-3036 |
| Document Number | 000M95/422 |
| Book / Page | M95 / 422 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 23000840 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 48 Merrill Rd was $442.
Source: Lincoln County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $442.00 Additional exemption filed | $23,275 Land $23,275 | |
| 2024 | $388,400 Land $388,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 48 Merrill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Merrill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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