48 Memorial Dr, Salem, MA 01970 Property Records

Essex County and Salem City property record for 48 Memorial Dr, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1950
Lot Size	0.217 acres (9,470 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Dec 2021)
Tax Bill	$8,653 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:42 L:0031`

Property Details

APN / Parcel Number

Primary APN	`SALE M:42 L:0031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,510 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,470 sqft (0.217 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	48 MEMORIAL DR
City	SALEM
State	MA
Zip	01970-5652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	31
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4007
Census Tract	204400

Owner

48 Memorial Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 MEMORIAL DR, SALEM, MA 01970-5652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Mar 18, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Jul 17, 2015 · Amount on File
Deed Book / Page	40622 / 31
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Dec 30, 2021
Property Address	48 MEMORIAL DR, SALEM, MA 01970-5652
Document Number	0040622-31
Book / Page	40622 / 31
Instrument Date	Dec 30, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 MEMORIAL DR, SALEM, MA 01970-5652

Mortgage

Document Number	0004062233
Date	Dec 30, 2021
Instrument	40622/33

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	48 MEMORIAL DR, SALEM, MA 01970-5652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37846-146
Date	Sep 16, 2019
Book Page	37846/146
Instrument	20190916005630

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Mar 18, 2019
Property Address	48 MEMORIAL DR, SALEM, MA 01970-5652
Document Number	37386-477
Book / Page	37386 / 477
Instrument Date	Mar 11, 2019
Instrument	20190318000710
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MEMORIAL DR, SALEM, MA 01970-5652

Mortgage

Document Number	37386-479
Date	Mar 18, 2019
Book Page	37386/479
Instrument	20190318000720

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 48 Memorial Dr was $8,653, up 2% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,653.00 (+20.05%)	$802,700 (+26.29%) Land $340,200 Building $455,700	$856,033 (+1.51%)
2025	$7,208.00 (+1.95%)	$635,600 (+4.47%) Land $205,600 Building $430,000	$843,315
2024	$7,070.00 (+4.14%)	$608,400 (+12.11%) Land $205,600 Building $402,800
2023	$6,789.00	$542,700 Land $188,200 Building $354,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Memorial Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 individual policies
Nearby Flood Policies	66 units insured incl. 11 condo units
Nearby Flood Claims	20 (1996–2024)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Memorial Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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