48 Mechanic St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 48 Mechanic St, Gowanda, NY 14070

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,837 sqft · built 1898
Lot Size	0.301 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$77,048 (Sep 2022)
Tax Bill	$2,368 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`203-0039000`

Property Details

APN / Parcel Number

Primary APN	`203-0039000`
Alternative APNs	`36013491600002044000` `143601 349.16-2-44`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,837 sqft Total Area
1st Floor Area	1,048 sqft
2nd Floor Area	616 sqft
Upper Floors Area	173 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,068 sqft (0.301 acres)
Lot Dimensions	198 ft deep x 66 ft wide
Porch	Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	203-0039000
Street Address	48 MECHANIC ST
City	GOWANDA
State	NY
Zip	14070-1219
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ROBBINS MCMILLAN HGWY DICARLO 0.30AC
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2029
Census Tract	17501

Owner

Source: Erie County and Collins Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 MECHANIC ST, GOWANDA, NY 14070-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	2022166942
Deed Book / Page	11407 / 1186
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Sep 1, 2022
Property Address	48 MECHANIC ST, GOWANDA, NY 14070-1219
Document Number	0114071186
Book / Page	11407 / 1186
Instrument Date	Aug 22, 2022
Instrument	2022166942
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 ALDRICH ST, 143, GOWANDA, NY 14070-1126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6395 LAKE SHORE RD, LAKE VIEW, NY 14085-9538

Mortgage

Document Number	0140659585
Date	Sep 1, 2022
Instrument	14065/9585

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,368.00 (+390.27%)
2025	$483.00 (-62.7%)	$34,500 (-) Land $3,700 Building $30,800	$123,200 (+21.41%) Land $13,213 Building $109,987
2024	$1,295.00	$34,500 (-) Land $3,700 Building $30,800	$101,471 (+5.92%) Land $10,882 Building $90,589
2023		$34,500 (-) Land $3,700 Building $30,800	$95,800 (+16.69%) Land $10,274 Building $85,526
2022		$34,500 Land $3,700 Building $30,800	$82,100 Land $8,805 Building $73,295
2021	$450.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1996–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Feb 2022 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Armstrong.

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