Mitchell County property record for 48 Meadowlark Ln, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,041 sqft Living Area |
| Lot Size | 43,124 sqft (0.989 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $358,000 (2025) |
| Tax Bill | $1,525.00 (2025) |
Source: Mitchell County records · APN 0880-15-73-4421
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 48 MEADOWLARK LN, SPRUCE PINE, NC 28777-9782 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 15, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 26, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Jan 31, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Oct 26, 2018 · Amount on Record |
| Deed Doc Number | 2025001293 |
| Deed Book / Page | 680 / 936 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 48 MEADOWLARK LN, SPRUCE PINE, NC 28777-9782 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 634/658 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 634/658 |
| Instrument | 2021002354 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 48 MEADOWLARK LN, SPRUCE PINE, NC 28777-9782 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 634/675 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 634/675 |
| Instrument | 2021002355 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 26, 2018 |
| Property Address | 48 MEADOWLARK LN, SPRUCE PINE, NC 28777-9782 |
| Document Number | 596/132 |
| Book / Page | 596 / 132 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 2018001863 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1627 HIGHBRANCH WAY, 1627, HILLSBOROUGH, NC 27278-7747 |
| Name | Verified Name |
|---|---|
| Address | 48 MEADOWPARK LN, SPRUCE PINE, NC 28777-9782 |
| Document Number | 2018001864 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 2018001864 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 6 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jan 31, 2018 |
| Property Address | 48 MEADOWLARK LN, SPRUCE PINE, NC 28777-9782 |
| Document Number | 588/054 |
| Book / Page | 588 / 054 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 2018000171 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,525.00 | $272,400 (-) Land $35,000 Building $237,400 |
| 2023 | $1,525.00 | $272,400 Land $35,000 Building $237,400 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0880-15-73-4421 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,041 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1994 |
|---|---|
| Construction Type | Wood Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 43,124 sqft (0.989 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 555781818 |
|---|---|
| Street Address | 48 MEADOWLARK LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9782 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 22 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 950400 |
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