Worcester County and Spencer Town property record for 48 Meadow Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1997 |
| Lot Size | 0.537 acres (23,385 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Apr 2025) |
| Tax Bill | $4,514 (2026) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Aug 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U24 B:00029 L:00000 |
| Primary APN | SPEN M:00U24 B:00029 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 2,496 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,385 sqft (0.537 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 48 MEADOW RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 29 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 726200 |
48 Meadow Rd is owned by an individual who bought it in April 2025.
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 68A MILLBURY AVE, 202D, MILLBURY, MA 01527-4198 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 23, 2025 | Quit Claim Deed, Transfer · FHA Mortgage SALEM FIVE MORTGAGE CORP |
| Aug 3, 2018 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on File |
| Deed Sale | Apr 23, 2025 · Amount on File |
| Prior Sale | Aug 3, 2018 · Amount on File |
| Deed Book / Page | 71888 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Apr 23, 2025 |
| Property Address | 48 MEADOW RD, SPENCER, MA 01562-2014 |
| Document Number | 0071888-23 |
| Book / Page | 71888 / 23 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 31082 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 68A MILLBURY AVE APT 202D, 202D, MILLBURY, MA 01527-4198 |
| Document Number | 0000031083 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | 31083 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Aug 3, 2018 |
| Property Address | 48 MEADOW RD, SPENCER, MA 01562-2014 |
| Document Number | 59207-303 |
| Book / Page | 059207 / 000303 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 80736 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 21, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,102.10 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 48 Meadow Rd was $4,514, up 1.1% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,514.00 (+1.12%) | $411,100 (+8.13%) Land $55,400 Building $355,700 | $423,452 (+26.38%) |
| 2025 | $4,464.00 (+7.85%) | $380,200 (+5.09%) Land $48,200 Building $332,000 | $335,065 |
| 2024 | $4,139.00 (+6.16%) | $361,800 (+11.91%) Land $48,200 Building $313,600 | |
| 2023 | $3,899.00 | $323,300 Land $48,200 Building $275,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Meadow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 Meadow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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