48 Masters Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 48 Masters Dr, Saint Augustine, FL 32084

Property Summary

Property Type	Apartment House (2-4 Units)
Details	33,824 sqft · built 1981
Lot Size	1.9 acres (82,764 sqft)
Owner	Company Name on Record
Last Sale	$1,440,000 (Jun 2009)
Tax Bill	$21,905 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108800-0000`

Property Details

APN / Parcel Number

Primary APN	`108800-0000`

Interior

Plumbing Fixtures	28 Plumbing Fixtures
Stories	2 Stories
Building Area	33,824 sqft Living Area
1st Floor Area	33,824 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)
Lot Dimensions	150 ft deep x 553 ft wide

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Canopy	72 sqft
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48 MASTERS DR
City	SAINT AUGUSTINE
State	FL
Zip	32084-3195
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	RAVENSWOOD SUB LOTS 1 THRU 10 & S28FT OF LOT 11 BLOCK 33 OR3200/744 36 UNITS
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	RAVENSWOOD SUBDIVISION
Legal Block	33
Legal Lot Number	1-11
Legal Unit	S
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2043
Census Tract	20300

Owner

Source: St. Johns County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4080, SAINT AUGUSTINE, FL 32085-4080
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2009 · Amount on Record
Deed Sale	Jun 1, 2009 · Amount on Record
Prior Sale	Jun 5, 2003 · Amount on Record
Deed Document Number	200926360
Deed Book / Page	3200 / 744
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	62 MASTERS DR, SAINT AUGUSTINE, FL 32084-3107
Document Number	0043481935
Book / Page	004348 / 001935
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 3080 ST AUGUSTINE FL 32085, ST AUGUSTINE, FL 32085

Mortgage

Document Number	0043481935
Date	Mar 24, 2017
Book Page	004348/001935
Instrument	20676

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,037,212 (-2.98%)	$1,069,100 (-) Land $580,650 Building $1,328,914
2025	$21,905.00 (+17.01%)	$1,069,100 (+26.25%)	$1,069,100 (+26.25%) Land $580,650 Building $488,450
2024	$18,721.00 (+0.35%)
2023	$18,655.00 (+1.17%)	$846,800 (+0.02%)	$846,800 (+0.02%) Land $103,688 Building $743,112
2022	$18,440.00	$846,600	$846,600 Land $103,688 Building $742,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	16 (1979–2022)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20