48 Maple Ridge Dr, Winthrop, ME 04364 Property Records

Kennebec County and Winthrop Town property record for 48 Maple Ridge Dr, Winthrop, ME 04364

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,321 sqft · built 2011
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (May 2022)
Tax Bill	$6,902 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINP M:008 L:046 S:M14`

Property Details

APN / Parcel Number

Primary APN	`WINP M:008 L:046 S:M14`
Alternative APN	`2527`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,321 sqft Living Area
Gross Area	5,506 sqft
1st Floor Area	2,321 sqft
Basement Area	2,321 sqft
Unfinished Basement	2,321 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Account Number	2527
Street Address	48 MAPLE RIDGE DR
City	WINTHROP
State	ME
Zip	04364-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Lot Number	46
Jurisdiction	WINTHROP ME
Township / Civil Division	WINTHROP
Census Block Group	3
Census Block	3009
Census Tract	14001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

48 Maple Ridge Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Kennebec County and Winthrop Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 MAPLE RIDGE DR, WINTHROP, ME 04364-3428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
May 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Nov 23, 2010 · Amount on File
Deed Document Number	202211120
Deed Book / Page	14448 / 279
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP ME
Property Address	48 MAPLE RIDGE DR, WINTHROP, ME 04364-3428
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021025362
Date	Sep 1, 2021
Book Page	14154/58
Instrument	2021025362

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2026
Index	Other

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINTHROP ME
Recording Date	May 16, 2022
Property Address	48 MAPLE RIDGE DR, WINTHROP, ME 04364-3428
Document Number	20220011120
Book / Page	14448 / 279
Instrument Date	May 13, 2022
Instrument	20220011120
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	95 LINDA LN, HYANNIS, MA 02601-3445

Mortgage

Document Number	2022011121
Date	May 16, 2022
Instrument	2022011121

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 Maple Ridge Dr was $6,902.

Source: Kennebec County and Winthrop Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Winthrop Town
Unified School District	Winthrop (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,902.00	$298,800 (-) Land $50,700 Building $248,100
2024	$6,902.00	$298,800 Land $50,700 Building $248,100
2022	$6,505.00	$298,800 Land $50,700 Building $248,100	$742,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Maple Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Maple Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP UTILITIES DISTRICT serves 2,750 people · EPA ID ME0091650
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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