Otsego County and Cherry Valley Town property record for 48 Maple Ave, Cherry Valley, NY 13320 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,144 sqft · built 1875 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Sep 2016) |
| Tax Bill | $6,857 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 362401 58.10-2-32.00 |
| Primary APN | 362401 58.10-2-32.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,144 sqft Living Area |
| 1st Floor Area | 2,095 sqft |
| 2nd Floor Area | 2,049 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 48,352 sqft (1.11 acres) |
| Lot Width | 294 ft Width |
| Porch | Slab |
| Porch Area | 443 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 034800 |
|---|---|
| Street Address | 48 MAPLE AVE |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 002FILED MAP # 1684 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 32.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 590101 |
Source: Otsego County and Cherry Valley Town records · APN 362401 58.10-2-32.00
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 MAPLE AVE, CHERRY VALLEY, NY 13320-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2016 · Amount on Record |
| Deed Sale | Sep 20, 2016 · Amount on Record |
| Deed Book / Page | 2016 / 4463 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 48 MAPLE AVE, CHERRY VALLEY, NY 13320-2703 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000217 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022-2217 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Otsego County and Cherry Valley Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Cherry Valley Town |
| Municipality | Cherry Valley Village |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,857.00 | $205,865 (-) Land $10,700 Building $195,165 | $294,093 (+18.34%) Land $15,286 Building $278,807 |
| 2023 | $205,865 Land $10,700 Building $195,165 | $248,509 Land $12,916 Building $235,593 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775901013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force 5 of 6 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Cherry Valley Village Historic District listed 1988 · 232 contributing resources · NRIS 88000472 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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