48 Main St, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 48 Main St, Nantucket, MA 02554

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	1 bd · 2 ba · 2,320 sqft · built 1847
Lot Size	0.03 acres (1,309 sqft)
Owner	2 Trust Names on File
Last Sale	$2,900,000 (Oct 2020)
Tax Bill	$29,605 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NANT M:04231 P:00191`

Property Details

APN / Parcel Number

Primary APN	`NANT M:04231 P:00191`
Alternative APN	`9652`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,320 sqft Total Area
Gross Area	3,480 sqft
1st Floor Area	1,160 sqft
Basement Area	1,160 sqft
Unfinished Basement	1,160 sqft

Exterior

Year Built	Built 1847
Effective Year Built	Effective 1847
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,309 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9652
Street Address	48 MAIN ST
City	NANTUCKET
State	MA
Zip	02554-3531
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	CDT
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	2
Census Block	2061
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

48 Main St, a commercial property, is held in a trust since October 2025.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	48 MAIN ST, NANTUCKET, MA 02554-3531
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust · Commercial Mortgage HING INSTITUTION FOR SAVINGS
Nov 4, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Sep 2, 2005 · Amount on File
Deed Document Number	20202802
Deed Book / Page	1772 / 218
Last Transfer Date	Oct 28, 2025
Transfer Doc	002034-328
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Recording Date	May 20, 2026
Property Address	48 MAIN ST, NANTUCKET, MA 02554-3531
Document Number	002059-159
Book / Page	2059 / 159
Instrument Date	May 20, 2026
Instrument	20261061
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001061,
Date	May 20, 2026
Book Page	2059/159
Instrument	20261061

Lender

Name	HING INSTITUTION FOR SAVINGS

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Nov 4, 2025
Property Address	48 MAIN ST, NANTUCKET, MA 02554-3531
Document Number	002034-328
Book / Page	2034 / 328
Instrument Date	Oct 28, 2025
Instrument	2565
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MAIN ST, NANTUCKET, MA 02554-3531

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Oct 14, 2020
Property Address	48 MAIN ST, NANTUCKET, MA 02554-3531
Document Number	1772-218
Book / Page	001772 / 000218
Instrument Date	Oct 9, 2020
Instrument	2802
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$13,224.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 CALKINSTOWN RD SHARON CT 060692124, SHARON, CT 06069-2124

Tax Assessment & Valuation

The 2026 property tax bill for 48 Main St was $29,605, up 3.5% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$29,605.00 (+3.48%)	$5,596,400 (+8.76%) Land $4,372,100 Building $1,224,300
2025	$28,609.00 (+10.17%)	$5,145,500 (+5.02%) Land $3,977,800 Building $1,167,700
2024	$25,968.00 (+0.5%)	$4,899,600 (+3.54%) Land $3,788,400 Building $1,111,200
2023	$25,838.00	$4,732,300 Land $3,673,700 Building $1,058,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 319 individual policies
Nearby Flood Policies	357 units insured incl. 38 condo units
Nearby Flood Claims	380 (1978–2026)
Claims Outside the SFHA	20 of 380
Most Recent Claim	Feb 2026 · Severe Winter Storm And Snowstorm
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 99 claims Winter Coastal Storm, Dec 1992 · 71 claims Coastal Storm, Oct 1991 · 118 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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