Jefferson County property record for 48 Main St, Mountain Brook, AL 35213
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,676 sqft · built 1994 |
| Lot Size | 0.161 acres (7,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (May 2013) |
| Tax Bill | $16,685 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-04-2-003-014.000 |
| Primary APN | 28-00-04-2-003-014.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,676 sqft Living Area |
| 1st Floor Area | 1,379 sqft |
| Upper Floors Area | 1,297 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,018 sqft (0.161 acres) |
| Lot Dimensions | 121 ft deep x 58 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 403 sqft |
| Deck Area | Deck Area |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 358223 |
|---|---|
| Street Address | 48 MAIN ST |
| City | MOUNTAIN BRK |
| State | AL |
| Zip | 35213-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LOT 18 BLK 23 CRESTLINE HEIGHTS 7/16 |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 04 |
| Legal Subdivision | CRESTLINE HEIGHTS |
| Legal Block | 23 |
| Legal Lot Number | 18 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10801 |
48 Main St is owned and occupied by two individuals who bought it in May 2013.
Source: Jefferson County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 MAIN ST, MOUNTAIN BRK, AL 35213-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH ST BK |
| Oct 22, 2018 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2013 · Amount on File |
| Deed Sale | May 28, 2013 · Amount on File |
| Prior Sale | Aug 15, 2007 · Amount on File |
| Deed Document Number | 2013551760 |
| Deed Book / Page | 201314 / 12118 |
| Prior Transfer Date | Nov 19, 2012 |
| Prior Transfer Doc | 201219/9924 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 48 MAIN ST, MOUNTAIN BRK, AL 35213-3728 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 MAIN ST, MOUNTAIN BRK, AL 35213-3728 |
| Document Number | 0000128820 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020128820 |
| Name | CENTERSTATE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 48 MAIN ST, MOUNTAIN BRK, AL 35213-3728 |
| Document Number | 0000128819 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 50 MAIN ST MOUNTAIN BROOK AL 352133728, MOUNTAIN BROOK, AL 35213-3728 |
| Document Number | 0000128819 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 128819 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 48 MAIN ST, MOUNTAIN BRK, AL 35213-3728 |
| Document Number | 0000118208 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 50 MAIN ST MOUNTAIN BROOK AL 352133728, MOUNTAIN BROOK, AL 35213-3728 |
| Document Number | 0000118208 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 118208 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 48 Main St was $16,685 with a homeowner's exemption, up 7% from the year before.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Mountain Brook City |
| Unified School District | Mountain Brook City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,685.00 (+7.02%) Homeowner's exemption | $153,560 | $1,576,500 Land $825,000 Building $751,500 |
| 2024 | $15,591.00 | ||
| 2023 | $109,320 Land $66,006 Building $43,314 | $1,093,100 Land $660,000 Building $433,100 | |
| 2022 | $12,793.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 48 Main St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 15 (1979–2021) |
| Claims Outside the SFHA | 14 of 15 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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