48 Madison St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 48 Madison St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,088 sqft · built 1947
Lot Size	0.152 acres (6,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2022)
Tax Bill	$8,982 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00017-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`18-00017-0000-00009`
Alternative APN	`180001700009`

Interior

Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	6,630 sqft (0.152 acres)
Lot Dimensions	102 ft deep x 65 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	48 MADISON ST
City	SOMERVILLE
State	NJ
Zip	08876-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 9 F/K/A LOT 7
Legal Subdivision	JERSEY VICTORY HOMES
Legal Block	17
Legal Lot Number	9
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1017
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 MADISON ST, SOMERVILLE, NJ 08876-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed, Transfer · Conventional Mortgage TD BANK NA
Nov 3, 2021	Deed, Transfer · FHA Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	202233482
Deed Book / Page	7461 / 352
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 1, 2022
Property Address	48 MADISON ST, SOMERVILLE, NJ 08876-2716
Document Number	0000033482
Book / Page	7461 / 352
Instrument Date	Jul 15, 2022
Instrument	2022033482
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TITLE MASTERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,949.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 MADISON ST, 48, SOMERVILLE, NJ 08876-2716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MADISON ST, SOMERVILLE, NJ 08876-2716

Mortgage

Document Number	0000033483
Date	Aug 1, 2022
Instrument	2022033483

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 3, 2021
Property Address	48 MADISON ST, SOMERVILLE, NJ 08876-2716
Document Number	0000064995
Book / Page	7398 / 618
Instrument Date	Sep 17, 2021
Instrument	2021064995
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	DEMOCRACY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5202 NANTUCKET RD, 5202, GREENSBORO, NC 27455-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MADISON ST, SOMERVILLE, NJ 08876-2716

Mortgage

Document Number	0000064996
Date	Nov 3, 2021
Instrument	2021064996

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,200 (-) Land $115,200 Building $105,000	$220,200 (-) Land $115,200 Building $105,000
2025	$8,982.00 (+3.19%)	$220,200 (-) Land $115,200 Building $105,000	$220,200 (-) Land $115,200 Building $105,000
2024	$8,704.00 (+11.65%)
2023		$220,200 Land $115,200 Building $105,000	$220,200 Land $115,200 Building $105,000
2022	$7,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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