48 Lower Cliff Rd, Highlands, NC 28741 Property Records

Macon County property record for 48 Lower Cliff Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,029 sqft · built 2006
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$3,125,000 (Sep 2023)
Tax Bill	$8,351 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`7551208104`

Property Details

APN / Parcel Number

Primary APN	`7551208104`
Alternative APNs	`0517066` `149559` `155929`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,029 sqft Heated Area
1st Floor Area	2,486 sqft
Upper Floors Area	1,243 sqft
Basement Area	2,486 sqft
Finished Basement	2,486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Terrain	Rolling
View / Lot	Golf Course
Garage Type	Finished
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	712 sqft
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	155929
Street Address	48 LOWER CLIFF RD
City	HIGHLANDS
State	NC
Zip	28741-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 248 & 248A CULLASAJA CLUB
Legal Subdivision	CULLASAJA CLUB
Legal Lot Number	248A
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	970502

Owner

48 Lower Cliff Rd is owned by an individual who bought it in September 2023.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1007 CRAIGLAND CT, KNOXVILLE, TN 37919-8285
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer
May 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	20235784
Deed Book / Page	42 / 1876
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 18, 2023
Property Address	48 LOWER CLIFF RD, HIGHLANDS, NC 28741-4509
Document Number	00S42/1876
Book / Page	S-42 / 1876
Map Reference	MB E-31 PG 1217-1219
Instrument Date	Sep 14, 2023
Instrument	2023005784
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount on Record
Tax	$6,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 CRAIGLAND CT, KNOXVILLE, TN 37919-8285

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 17, 2021
Property Address	48 LOWER CLIFF RD, HIGHLANDS, NC 28741-4509
Document Number	00X40/1063
Book / Page	X-40 / 1063
Map Reference	CARD 3092
Instrument Date	May 8, 2021
Instrument	2021004754
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$4,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1141 LANIER BLVD NE, ATLANTA, GA 30306-3567

Tax Assessment & Valuation

The 2025 property tax bill for 48 Lower Cliff Rd was $8,351.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,847,160 Land $150,000 Building $2,697,160	$2,847,160 Land $150,000 Building $2,697,160
2025	$8,351.00
2023		$2,847,160 Land $150,000 Building $2,697,160	$2,847,160 Land $150,000 Building $2,697,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Lower Cliff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Lower Cliff Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500

May also be available: Frontier, Vyve Broadband.

Cell Coverage

4G LTE only, no 5G reported

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