48 Lords Beach Rd, Ellsworth, ME 04605 Property Records

Hancock County and Trenton Town property record for 48 Lords Beach Rd, Ellsworth, ME 04605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 993 sqft · built 1935
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Feb 2021)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`TREN M:021 L:020`

Property Details

APN / Parcel Number

Primary APN	`TREN M:021 L:020`
Alternative APNs	`M:21 L:020` `422`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	993 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	422
Street Address	48 LORDS BEACH RD
City	ELLSWORTH
State	ME
Zip	04605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	20
Jurisdiction	TRENTON ME
Township / Civil Division	TRENTON
Census Block Group	3
Census Block	3010
Census Tract	966700

Owner

Source: Hancock County and Trenton Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	120 PROMONTORY DR, EL CAJON, CA 92021-4242
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust · Commercial Mortgage EAST NATIONAL BANK
Feb 19, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance 1ST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	20212482
Deed Book / Page	7098 / 242
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0000002482
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	TRENTON ME
Recording Date	Apr 21, 2026
Property Address	48 LORDS BEACH RD, ELLSWORTH, ME 04605
Document Number	0074420037
Book / Page	7442 / 37
Instrument Date	Apr 10, 2026
Instrument	20263945
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003945,
Date	Apr 21, 2026
Book Page	7442/37
Instrument	20263945

Lender

Name	EAST NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRENTON ME
Recording Date	Feb 19, 2021
Property Address	48 LORDS BEACH RD, ELLSWORTH, ME 04605
Document Number	0070980242
Book / Page	7098 / 242
Instrument Date	Feb 12, 2021
Instrument	2021002482
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PROMONTORY DR, EL CAJON, CA 92021-4242

Mortgage

Document Number	0070980244
Date	Feb 19, 2021
Book Page	7098/244
Instrument	2021002483

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County and Trenton Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Trenton Town
Unified School District	Trenton (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,296.00 (+3.84%)	$188,200 (-) Land $124,000 Building $64,200
2024	$2,211.00 (+16.92%)	$188,200 (+49.72%) Land $124,000 Building $64,200
2023	$1,891.00	$125,700 Land $82,700 Building $43,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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