48 Lochness Ave, Kalispell, MT 59901 Property Records

Flathead County property record for 48 Lochness Ave, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,308 sqft · built 1979
Lot Size	0.464 acres (20,255 sqft)
Owner	Individual Name on Record
Tax Bill	$3,424 (2023)
Deeds & Mortgages	Feb 2024 Transfer Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0758153`

Property Details

APN / Parcel Number

Primary APN	`R0758153`
Alternative APNs	`07-3966-05-2-13-07-0000` `0000204725`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	1,308 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,255 sqft (0.464 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000204725
Street Address	48 LOCHNESS AVE
City	KALISPELL
State	MT
Zip	59901-2709
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HILLCREST EST UNIT 7, S05, T28 N, R21 W, LOT 104
Legal Range	21W
Legal Township	28N
Legal Section	05
Legal Quarter	NW
Legal Subdivision	HILLCREST EST UNIT 7
Legal Lot Number	104
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2027
Census Tract	801

Owner

Source: Flathead County records, as of February 27, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	145 SOMERSET DR, KALISPELL, MT 59901-2724
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Transfer on Death Deed, Transfer
Sep 7, 2023	Transfer on Death Deed, Transfer
Aug 18, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 20, 2024
Transfer Doc	202400003325
Record Updated	Jun 7, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 20, 2024
Property Address	48 LOCHNESS AVE, KALISPELL, MT 59901-2709
Document Number	202400003325
Instrument Date	Sep 7, 2023
Instrument	202400003325
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 LOCHNESS AVE, KALISPELL, MT 59901-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SOMERSET DR, KALISPELL, MT 59901-2724

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 7, 2023
Property Address	48 LOCHNESS AVE, KALISPELL, MT 59901-2709
Document Number	202300015908
Instrument Date	Sep 6, 2023
Instrument	202300015908
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 LOCHNESS AVE, KALISPELL, MT 59901-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 LOCHNESS AVE, KALISPELL, MT 59901-2709

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FLATHEAD MT
Recording Date	Aug 18, 2023
Property Address	48 LOCHNESS AVE, KALISPELL, MT 59901-2709
Document Number	202300014756
Instrument Date	Aug 16, 2023
Instrument	202300014756
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,424.00	$384,700	$384,700 Land $160,846 Building $223,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Also Mapped Here	KALISPELL PUBLIC WORKS
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

Nearby Properties on Lochness Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures