48 Lehigh St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 48 Lehigh St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,287 sqft · built 1952
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Feb 2015)
Tax Bill	$4,275 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:15D-08800 B:39 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:15D-08800 B:39 L:0`
Alternative APNs	`LUDL M:15D B:8800 P:39` `4990`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,287 sqft Living Area
Gross Area	3,159 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4990
Street Address	48 LEHIGH ST
City	LUDLOW
State	MA
Zip	01056-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A-
Legal Block	8800
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2001
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 LEHIGH ST, LUDLOW, MA 01056-3616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Line of Credit FREEDOM CU
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Feb 8, 2019	Quit Claim Deed, Transfer FREEDOM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2015 · Amount on Record
Deed Sale	Feb 6, 2015 · Amount on Record
Prior Sale	Jun 15, 1988 · Amount on Record
Deed Book / Page	20589 / 274
Last Transfer Date	Dec 4, 2018
Transfer Doc	22549-371
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	48 LEHIGH ST, LUDLOW, MA 01056-3616
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026000-332
Date	Aug 25, 2025
Book Page	26000/332
Instrument	39788

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	48 LEHIGH ST, LUDLOW, MA 01056-3616
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024381-430
Date	Jan 31, 2022
Book Page	24381/430
Instrument	6320

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Feb 8, 2019
Property Address	48 LEHIGH ST, LUDLOW, MA 01056-3616
Document Number	22549-371
Book / Page	022549 / 000371
Instrument Date	Dec 4, 2018
Instrument	7051
Transaction Type	Transfer
Record Updated	Feb 27, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 LEHIGH ST LUDLOW MA 010563616, LUDLOW, MA 01056-3616

Mortgage

Document Number	22549-374
Date	Feb 8, 2019
Book Page	022549/000374
Instrument	7052

Lender

Name	FREEDOM CU

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,275.00 (-2.53%)	$267,000 (+5.62%) Land $88,000 Building $179,000	$299,033 (-10.68%)
2025	$4,386.00 (+3.13%)	$252,800 (+7.53%) Land $80,000 Building $172,800	$334,780 (+1.35%)
2024	$4,253.00 (+7.07%)	$235,100 (+15.47%) Land $80,000 Building $155,100	$330,315
2023	$3,972.00	$203,600 Land $70,200 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

48 Lehigh St, Ludlow, MA 01056 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Lehigh St

Nearby Streets

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