48 Lavar Loop, Belen, NM 87002 Property Records

Valencia County property record for 48 Lavar Loop, Belen, NM 87002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,009 sqft
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R044506`

Property Details

APN / Parcel Number

Primary APN	`R044506`
Alternative APN	`1 017 022 377 130 000120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,009 sqft Living Area

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Account Number	R044506
Street Address	48 LAVAR LOOP
City	BELEN
State	NM
Zip	87002-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TIERRA GRANDE LOT 12 BLOCK 12 UNIT 13 10.00 AC
Legal Subdivision	TIERRA GRANDE
Legal Block	12
Legal Lot Number	12 10
Legal Unit	13
Jurisdiction	VALENCIA NM
Township / Civil Division	BELEN
Census Block Group	1
Census Block	1050
Census Tract	971100

Owner

Source: Valencia County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 LAVAR LOOP, BELEN, NM 87002-9509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 7, 2020	Deed of Trust, Mortgage · Construction Mortgage BAY COMMERCIAL BANK
Jan 24, 2020	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2020
Deed Sale	Jan 24, 2020
Deed Document Number	202000877
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	48 LAVAR LOOP, BELEN, NM 87002-9509
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	SOUTHEAST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202011723
Date	Oct 15, 2020
Instrument	202011723

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	48 LAVAR LOOP, BELEN, NM 87002-9509
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003825
Date	Apr 7, 2020
Instrument	202003825

Lender

Name	BAY COMMERCIAL BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	5.75%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALENCIA NM
Recording Date	Jan 24, 2020
Property Address	48 LAVAR LOOP, BELEN, NM 87002-9509
Document Number	0000000877
Instrument Date	Jan 23, 2020
Instrument	877
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 444 BELEN NM 870020444, BELEN, NM 87002-0444

Tax Assessment & Valuation

Source: Valencia County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Valencia County
Unified School District	Belen Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,271.00 (+31.2%)	$77,417 (+8.35%) Land $7,333 Building $70,084	$232,253 (+8.35%) Land $22,000 Building $210,253
2023	$1,731.00	$71,450 Land $7,333 Building $64,117	$214,351 Land $22,000 Building $192,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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