48 Laurel St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 48 Laurel St, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,371 sqft · built 1900
Lot Size	0.084 acres (3,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,336 (Dec 2023)
Tax Bill	$11,386 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-H-16`

Property Details

APN / Parcel Number

Primary APN	`52-H-16`
Alternative APNs	`SOME M:52 B:H L:16` `2038022`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,371 sqft Living Area
Gross Area	4,720 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,641 sqft (0.084 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	2038022
Street Address	48 LAUREL ST
City	SOMERVILLE
State	MA
Zip	02143-2731
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	H
Legal Lot Number	16
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2003
Census Tract	351102

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 LAUREL ST, SOMERVILLE, MA 02143-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NAVEO CREDIT UNION
Dec 28, 2023	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Sep 14, 1981 · Amount on Record
Deed Book / Page	82349 / 484
Prior Transfer Date	Dec 22, 2023
Prior Transfer Doc	082349-484
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Dec 28, 2023
Property Address	48 LAUREL ST, SOMERVILLE, MA 02143-2731
Document Number	082349-484
Book / Page	82349 / 484
Instrument Date	Dec 22, 2023
Instrument	147653
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 LAUREL ST # 50, 50, SOMERVILLE, MA 02143-2731

Mortgage

Document Number	0000147654
Date	Dec 28, 2023
Instrument	147654

Lender

Name	NAVEO CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Dec 28, 2023
Property Address	48 LAUREL ST, SOMERVILLE, MA 02143-2731
Document Number	082349-480
Book / Page	82349 / 480
Instrument Date	Dec 22, 2023
Instrument	147652
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 LAUREL ST, SOMERVILLE, MA 02143-2731

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,386.00 (+7.75%)	$1,037,000 (+7.06%) Land $628,600 Building $408,400	$1,042,214
2025	$10,567.00 (+5.8%)	$968,600 (+2.02%) Land $598,600 Building $370,000
2024	$9,988.00 (+2.37%)	$949,400 (+0.61%) Land $598,600 Building $350,800
2023	$9,757.00	$943,600 Land $598,600 Building $345,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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