48 King St, Charleston, SC 29401 Property Records

Charleston County property record for 48 King St, Charleston, SC 29401

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,926 sqft · built 1965
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$877,500 (May 2013)
Tax Bill	$15,515 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`457-16-02-079`

Property Details

APN / Parcel Number

Primary APN	`457-16-02-079`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,926 sqft Living Area
Gross Area	3,852 sqft
1st Floor Area	963 sqft
Upper Floors Area	963 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Townhouse
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	55 ft deep x 35 ft wide

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Patio Area	546 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	48 KING ST
City	CHARLESTON
State	SC
Zip	29401-2732
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISION NAME -48 KING ST DESCRIPTION -UNIT 1 SITE NAME -AND COR PRICES ALLEY
Legal Subdivision	48 KING ST
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2004
Census Tract	200

Owner

48 King St, a townhouse, is owned by two individuals who acquired it in July 2018.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 CATALPA RD, WILTON, CT 06897-2021
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA
Jul 18, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2013 · Amount on File
Deed Sale	May 6, 2013 · Amount on File
Deed Book / Page	328 / 923
Last Transfer Date	Jul 17, 2018
Transfer Doc	0734/0142
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	48 KING ST, CHARLESTON, SC 29401-2732
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009870466
Date	May 5, 2021
Book Page	987/466

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 18, 2018
Property Address	48 KING ST, CHARLESTON, SC 29401-2732
Document Number	0734/0142
Book / Page	000734 / 000142
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	192 CATALPA RD WILTON CT 068972021, WILTON, CT 06897-2021

Mortgage

Document Number	734/0143
Date	Jul 18, 2018
Book Page	000734/000143

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 48 King St was $15,515, up 10.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,515.00 (+10.64%)	$937,652 (+1,816.7%) Land $398,607 Building $539,045	$1,627,200 Land $581,200 Building $1,046,000
2024	$14,023.00	$48,920
2022	$13,017.00	$48,920	$1,160,400 Land $493,300 Building $667,100
2020			$1,160,400 Land $493,300 Building $667,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 King St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	395 units insured incl. 110 condo units
Nearby Flood Claims	509 (1979–2024)
Claims Outside the SFHA	2 of 509
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 94 claims Hurricane Matthew, Oct 2016 · 94 claims Hurricane Hugo, Sep 1989 · 222 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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