48 Key Haven Rd, Key West, FL 33040 Property Records

Monroe County property record for 48 Key Haven Rd, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,286 sqft · built 1963
Lot Size0.162 acres (7,050 sqft)
Owner2 Individual Names on File
Last Sale$1,095,000 (Oct 2005)
Tax Bill$4,125 (2024)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN00135970-000000

Property Details

APN / Parcel Number

Primary APN00135970-000000
Alternative APNs
  • 26672500135970000000
  • 1170208

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,286 sqft Living Area
1st Floor Area1,286 sqft
AtticAttic
Attic Area150 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,050 sqft (0.162 acres)
View / LotCanal
Garage TypeCovered
Garage Area150 sqft

Exterior Amenities

PorchOpen Porch
Porch Area474 sqft
Deck Area520 sqft
Patio Area1,020 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1170208
Street Address48 KEY HAVEN RD
CityKEY WEST
StateFL
Zip33040-6220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 1 LT 10 KEY HAVEN FIFTH ADDITION RACCOON KEY PB-5-10OR364-566-567 OR1183-2340AFF OR1853-673 OR2148-437/40 OR2155-1461AFF OR2155-1462
Legal Range25E
Legal Township67S
Legal Section26
Legal SubdivisionKEY HAVEN 5TH ADD
Legal Block1
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1011
Census Tract971800

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address48 KEY HAVEN RD, KEY WEST, FL 33040-6220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 3, 2005 · Amount on Record
Deed SaleOct 3, 2005 · Amount on Record
Prior SaleJan 28, 2003 · Amount on Record
Deed Document Number20051544407
Deed Book / Page2155 / 1462
Prior Transfer DateAug 4, 2005
Prior Transfer Doc0021480437
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address48 KEY HAVEN RD, KEY WEST, FL 33040-6220
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029991492
DateDec 18, 2019
Book Page2999/1492
Instrument2248719
Lender
NamePRIME MERIDIAN BANK
TypeBank
AddressTALLAHASSEE, FL 32312
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$479,440 (+5.99%)$1,355,745 (+60.94%) Land $1,045,762 Building $309,983
2024$4,125.00 (+4.88%)
2023$3,933.00 (+2.9%) Homeowner's exemption$452,359 (+3%)$842,388 (-0.86%) Land $544,190 Building $298,198
2022$3,822.00 Homeowner's exemption$439,184$849,654 Land $544,190 Building $305,464

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 363 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies388 units insured
incl. 25 condo units
Nearby Flood Claims402 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 46 claims
  • Hurricane Wilma, Nov 2005 · 265 claims
  • Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile USA, Verizon.

Nearby Properties on Key Haven Rd

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