48 Kearney St, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 48 Kearney St, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	1,623 sqft · built 1953
Lot Size	0.127 acres (5,519 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Aug 2023)
Tax Bill	$9,378 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2018 Refinance
Flood Zone	Zone AE (high risk)
APN	`32-00005-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`32-00005-0000-00021`
Alternative APNs	`320000500021` `00012900`

Interior

Stories	1 Story
Building Area	1,623 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,519 sqft (0.127 acres)
Lot Dimensions	115 ft deep x 48 ft wide

Location & Zoning

Account Number	00012900
Street Address	48 KEARNEY ST
City	LYNDHURST
State	NJ
Zip	07071-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	48X115
Legal Subdivision	TOWNSHIP/LYNDHURST
Legal Block	5
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	1
Census Block	1004
Census Tract	31200

Owner

Source: Bergen County and Lyndhurst Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 KEARNEY ST, LYNDHURST, NJ 07071-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 17, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	202354457
Deed Book / Page	5063 / 428
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 21, 2023
Property Address	48 KEARNEY ST, LYNDHURST, NJ 07071-1010
Document Number	0050630428
Book / Page	5063 / 428
Instrument Date	Aug 9, 2023
Instrument	2023054457
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 KEARNEY ST, LYNDHURST, NJ 07071-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 KEARNEY ST, LYNDHURST, NJ 07071-1010

Mortgage

Document Number	0050630434
Date	Aug 21, 2023
Book Page	5063/434
Instrument	2023054458

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	48 KEARNEY ST, LYNDHURST, NJ 07071-1010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030831659
Date	Oct 17, 2018
Book Page	3083/1659
Instrument	18-073981

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,900 (+5.31%) Land $277,600 Building $166,300	$443,900 (+5.31%) Land $277,600 Building $166,300
2025	$9,378.00 (+7.94%)	$421,500 (+3.11%) Land $264,000 Building $157,500	$421,500 (+3.11%) Land $264,000 Building $157,500
2024	$8,688.00 (+2.39%)
2023		$408,800 (+52.82%) Land $255,000 Building $153,800	$408,800 (+52.82%) Land $255,000 Building $153,800
2022	$8,485.00 (+4.34%)	$267,500 Land $160,900 Building $106,600	$267,500 Land $160,900 Building $106,600
2021	$8,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 81 policies
Nearby Flood Policies	81 in force
Nearby Flood Claims	379 (1996–2021)
Claims Outside the SFHA	11 of 379
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 72 claims Hurricane Sandy, Oct 2012 · 103 claims Hurricane Irene, Aug 2011 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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