48 Katy Rd, Fairmont, WV 26554 Property Records

Marion County property record for 48 Katy Rd, Fairmont, WV 26554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,270 sqft · built 1999
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,120 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-32-0027.0005`

Property Details

APN / Parcel Number

Primary APN	`11-32-0027.0005`
Alternative APN	`24-11-32-0027.0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,076 sqft

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	32,670 sqft (0.75 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	48 KATY RD
City	FAIRMONT
State	WV
Zip	26554-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.754 AC RT 250 @ KATY (PLAT 925-949) (PLAT 1045-580)
Jurisdiction	MARION WV
Township / Civil Division	WEST AUGUSTA
Census Block Group	2
Census Block	2000
Census Tract	21300

Owner

48 Katy Rd is owned and occupied by two individuals who acquired it in August 2004.

Source: Marion County records, as of November 21, 2025

Owner of Record	2 Individual Names on File
Mailing Address	48 KATY RD, FAIRMONT, WV 26554-2366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRMONT FCU
Jan 19, 2017	Deed of Trust, Mortgage · ARM FAIRMONT FCU
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit FAIRMONT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2004
Deed Sale	Aug 19, 2004
Deed Document Number	0000996320
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	48 KATY RD, FAIRMONT, WV 26554-2366
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 KATY RD, FAIRMONT, WV 26554-2366

Mortgage

Document Number	001380/450
Date	Feb 25, 2026
Book Page	1380/450
Instrument	202600003453

Lender

Name	FAIRMONT FCU
Type	Credit Union
Address	FAIRMONT, WV 26554

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 3, 2031
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	7.5%
Index	5-Year TN
Margin	2
Max Rate	11.5%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	48 KATY RD, FAIRMONT, WV 26554-2366
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1162/0851
Date	Jan 19, 2017
Book Page	1162/0851
Instrument	201700000709

Lender

Name	FAIRMONT FCU
Type	Credit Union
Address	FAIRMONT, WV 26555

Agreement

Type	ARM
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2022

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2022
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	5.5%
Index	5-Year TN

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	48 KATY RD, FAIRMONT, WV 26554-2366
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1234/0250
Date	Dec 2, 2019
Book Page	1234/0250
Instrument	201900015591

Lender

Name	FAIRMONT FCU
Type	Credit Union
Address	FAIRMONT, WV 26555

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 1, 2029

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2024
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8.52%
Index	5-Year CMT
Margin	2
Max Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 48 Katy Rd was $1,120 with exemptions applied.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,120.00 Homeowner's exemption Disabled Person's exemption	$110,220 Land $16,200 Building $94,020	$183,700 Land $27,000 Building $156,700
2023	$1,038.00 (+3.59%) Homeowner's exemption Disabled Person's exemption	$104,040 (+3.03%) Land $16,200 Building $87,840	$173,400 (+3.03%) Land $27,000 Building $146,400
2022	$1,002.00 Homeowner's exemption Disabled Person's exemption	$100,980 Land $16,200 Building $84,780	$168,300 Land $27,000 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Katy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1978–2025)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jun 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Flooding, Severe Storms, And Landslides, Feb 2000 · 4 claims Severe Storms & Flooding, Nov 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Katy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ICES RUN PSD serves 1,149 people · EPA ID WV3302508
Water Source	Purchased surface water from CITY OF FAIRMONT
Last State Inspection	Sep 2024
Also Mapped Here	TOWN OF FARMINGTON
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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