State of Hawaii and Hawaii County property record for 48 Kamana St, Hilo, HI 96720
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 1 ba · 4,453 sqft · built 2016 |
| Lot Size | 0.474 acres (20,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Jun 2006) |
| Tax Bill | $13,907 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-022-005 |
| Primary APN | 3-2-2-022-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 4,453 sqft Gross Area |
| 1st Floor Area | 4,453 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 20,640 sqft (0.474 acres) |
| Street Address | 48 KAMANA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-7214 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 3C |
| Legal Description | LOT 16 20640 SF DES BLK 72 WAIAKEA HOUSE LOTS 2ND SER |
| Legal Subdivision | WAIAKEA HOUSELOTS-2ND SER. |
| Legal Block | 72 |
| Legal Lot Number | 16 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 20500 |
48 Kamana St, a commercial property, is owned by an individual who bought it in June 2006.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 4581, HILO, HI 96720-0581 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2006 · Amount on File |
| Deed Sale | Jun 2, 2006 · Amount on File |
| Prior Sale | Oct 14, 2005 · Amount on File |
| Deed Document Number | 2006102650 |
| Prior Transfer Date | Jul 12, 1995 |
| Prior Transfer Doc | 0000092257 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 48 Kamana St was $13,907.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,319,400 (+1.51%) Land $413,500 Building $905,900 | $1,319,400 (+1.51%) Land $413,500 Building $905,900 | |
| 2025 | $13,907.00 | $1,299,800 (+6.7%) Land $393,900 Building $905,900 | $1,299,800 (+6.7%) Land $393,900 Building $905,900 |
| 2024 | $1,218,200 (+1.2%) Land $303,100 Building $915,100 | $1,218,200 (+1.2%) Land $303,100 Building $915,100 | |
| 2023 | $12,879.00 | $1,203,700 Land $288,600 Building $915,100 | $1,203,700 Land $288,600 Building $915,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Kamana St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1978–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Aug 2018 · Hurricane Lane |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Kamana St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of Hawaii |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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