48 Joy Ln, Canton, NC 28716 Property Records

Haywood County property record for 48 Joy Ln, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 980 sqft · built 2001
Lot Size	0.478 acres (20,822 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (May 2025)
Tax Bill	$1,532 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8668-00-6802`

Property Details

APN / Parcel Number

Primary APN	`8668-00-6802`
Alternative APNs	`273398` `273678`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	980 sqft Heated Area
Gross Area	1,856 sqft
1st Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	20,822 sqft (0.478 acres)
Garage Area	408 sqft
Porch	Slab
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	273678
Street Address	48 JOY LN
City	WAYNESVILLE
State	NC
Zip	28786-2076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48 JOY LN
Legal Subdivision	JOY LN
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1027
Census Tract	920202

Owner

Source: Haywood County records · APN 8668-00-6802

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 JOY LN, CANTON, NC 28716-7872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 07, 2025	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT EMPLOYEES FCU
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2025 · Amount on Record
Deed Sale	May 07, 2025 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	20253625
Deed Book / Page	1128 / 175
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 07, 2025
Property Address	48 JOY LN, WAYNESVILLE, NC 28786-2076
Document Number	0011280175
Book / Page	1128 / 175
Instrument Date	Apr 17, 2025
Instrument	2025003625
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 WINTER FOREST DR, CANDLER, NC 28715-0378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 JOY LN, CANTON, NC 28716-7872

Mortgage

Document Number	0001128179
Date	May 07, 2025
Instrument	1128/179

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 10, 2022
Property Address	48 JOY LN, WAYNESVILLE, NC 28786-2076
Document Number	0010650107
Book / Page	1065 / 107
Instrument Date	May 31, 2022
Instrument	2022006337
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 ERNEST ROGERS RD, CLYDE, NC 28721-8668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 JOY LN, CANTON, NC 28716-7872

Mortgage

Document Number	0010650110
Date	Jun 10, 2022
Instrument	1065-0110

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,500 (-) Land $28,800 Building $192,700
2025	$1,532.00	$221,500 (-) Land $28,800 Building $192,700	$221,500 (-) Land $28,800 Building $192,700
2023		$221,500 Land $28,800 Building $192,700	$221,500 (-) Land $28,800 Building $192,700
2021			$221,500 Land $28,800 Building $192,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), as of December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879202021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 54 locations within half a mile of this property.

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