48 Johnson Ave, Binghamton, NY 13905 Property Records

Broome County and Binghamton City property record for 48 Johnson Ave, Binghamton, NY 13905

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,588 sqft · built 1920
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Nov 2022)
Tax Bill	$9,545 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2020 Mortgage
APN	`030200 160.53-4-25`

Property Details

APN / Parcel Number

Primary APN	`030200 160.53-4-25`
Alternative APNs	`020016005300040250000000` `00000412570`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,588 sqft Total Area
1st Floor Area	1,294 sqft
2nd Floor Area	1,294 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	496 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000412570
Street Address	48 JOHNSON AVE
City	BINGHAMTON
State	NY
Zip	13905-4281
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	YES
Legal Subdivision	ABEL BENNETT LOCATION
Legal Block	4
Legal Lot Number	25.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	2
Census Block	2006
Census Tract	1500

Owner

48 Johnson Ave, a duplex, is owned by two individuals who bought it in November 2022.

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 VAN NESS RD, BINGHAMTON, NY 13905-3825
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jun 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage VISIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Aug 7, 2015 · Amount on File
Deed Document Number	202228911
Deed Book / Page	2708 / 229
Prior Transfer Date	Jun 2, 2020
Prior Transfer Doc	002622/267
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	48 JOHNSON AVE, BINGHAMTON, NY 13905-4281
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 JOHNSON AVE, BINGHAMTON, NY 13905-4281

Mortgage

Document Number	004124/101
Date	Apr 13, 2023
Book Page	4124/101
Instrument	202300008657

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BINGHAMTON, NY 13905

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BROOME NY
Recording Date	Jun 9, 2020
Property Address	48 JOHNSON AVE, BINGHAMTON, NY 13905-4281
Document Number	002622/267
Book / Page	2622 / 267
Map Reference	MB 1 PG 210&211
Instrument Date	Jun 2, 2020
Instrument	202000012137
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 JOHNSON AVE, BINGHAMTON, NY 13905-4281

Mortgage

Document Number	202000012138
Date	Jun 9, 2020
Instrument	202000012138

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	1-Year CMT
Margin	3
Max Rate	8.12%

Tax Assessment & Valuation

The 2026 property tax bill for 48 Johnson Ave was $9,545.

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,545.00
2025		$96,000 Land $22,900 Building $73,100	$183,200 Land $43,701 Building $139,499
2023		$96,000 Land $22,900 Building $73,100	$152,381 Land $36,349 Building $116,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 48 Johnson Ave; there have been 72 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	72 (1979–2026)
Claims Outside the SFHA	66 of 72
Most Recent Claim	Aug 2026
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 25 claims Severe Storms And Flooding, Jun 2006 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Johnson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Empire Long Distance.

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