48 Jefferson Ave, Salem, MA 01970 Property Records

Essex County and Salem City property record for 48 Jefferson Ave, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,681 sqft · built 1935
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Oct 2012)
Tax Bill	$7,291 (2026)
Deeds & Mortgages	Jul 2021 Refinance May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:25 L:0384`

Property Details

APN / Parcel Number

Primary APN	`SALE M:25 L:0384`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,681 sqft Living Area
Gross Area	4,207 sqft
Basement Area	1,225 sqft
Unfinished Basement	1,225 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Street Address	48 JEFFERSON AVE
City	SALEM
State	MA
Zip	01970-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	384
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3006
Census Tract	204701

Owner

48 Jefferson Ave is owned and occupied by two individuals who bought it in October 2012.

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 JEFFERSON AVE, SALEM, MA 01970-2914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
May 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2012 · Amount on File
Deed Sale	Oct 15, 2012 · Amount on File
Prior Sale	Mar 13, 2009 · Amount on File
Deed Book / Page	31819 / 525
Transfer Doc	2818000584
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	48 JEFFERSON AVE, SALEM, MA 01970-2914
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040124-597
Date	Jul 29, 2021
Book Page	40124/597
Instrument	20210729000920

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	48 JEFFERSON AVE, SALEM, MA 01970-2914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38551-477
Date	May 27, 2020
Book Page	38551/477
Instrument	20200527003390

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	48 JEFFERSON AVE, SALEM, MA 01970-2914
Document Number	35722-94
Instrument Date	Feb 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35722-94
Date	Mar 7, 2017
Book Page	035722/000094
Instrument	1703070459

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 48 Jefferson Ave was $7,291, up 21.8% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,291.00 (+21.8%)	$676,300 (+28.11%) Land $204,000 Building $466,900	$664,451 (-6.49%)
2025	$5,986.00 (+1.13%)	$527,900 (+3.63%) Land $177,000 Building $350,900	$710,600
2024	$5,919.00 (+3.03%)	$509,400 (+10.93%) Land $177,000 Building $332,400
2023	$5,745.00	$459,200 Land $162,000 Building $297,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Jefferson Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 8 condo units
Nearby Flood Claims	5 (1979–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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